Curated OER
Marriage and Financial Goals, Budgeting Strategies
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Curated OER
Financial Planning
Only six steps to achieving a financial goal! Provide learners of any age with the tools to make and follow through with a sound financial plan. They'll review each of six steps needed to make a solid financial plan and discuss why they...
Curated OER
Comparing Plans
Good consumer practices such as price comparison can make or break a budget. Youngsters research five different cell phone carriers and the plans they offer. They compile their data and determine which plan offers the best value. They...
Visa
The Art of Budgeting
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
Curated OER
Insurance Quotes
You're in high school and you just got the coolest car ever! But, now you need to start thinking about car insurance. Luckily, your teacher prepared you by engaging you in a life skills lesson like this one. The class actually calls...
Arizona Department of Education
Be Independent / Life Management Skills
Living independently is about more than managing money. Learn how to manage time, balance responsibilities, and calculate overtime and income with a set of activities about life management skills.
Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Curated OER
Lesson Learned: Creating a Life Reports Project
Tap into the wisdom and knowledge of older members of the community with this New York Times plan. To warm up, learners write about and discuss advice they have been given. After reading "The Life Report," an op-ed column that asks older...
NASA
Planning Time
Ever feel there's just not enough hours in the day? Young adults explore an important part of personal development using a group of activities. After comparing how they actually spend their time with how they would like to, scholars...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Curated OER
Budget Mania
Students examine several examples of budgets to develop a facility with the components of its formation. Income, expenses, and expenditures are considered and itemized for this lesson plan.
Curated OER
Common Procedure Costs
Kids never think about the cost of medical expenses, because they never think they'll get hurt. To better understand personal financial planning, learners research common medical procedures and their costs. They use a worksheet and the...
Visa
Credit
What are the advantages and disadvantages of having a credit card? Don't miss this important life skills and financial literacy lesson plan, which focuses on consumer responsibilities, creditworthiness, and establishing a credit history.
Council for Economic Education
Opportunity Cost
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
Curated OER
Budgeting for the Future
Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.
Curated OER
Family Life in the 1830s
Students compare and contrast family life today with family life in the 1830s. They conduct research on Old Sturbridge Village, read primary source documents, and develop a list of generalizations comparing/contrasting families of the...
Curated OER
Rental Agreement Lingo
The first time you sit down to sign a rental agreement is quite an experience. Prepare your class for that inevitable moment with a lesson on rental agreement lingo. They read a rental agreement, fill out a lingo worksheet, and then...
Curated OER
Surviving or Thriving with Roommates
Living on your own is hard, especially when you have to live with roommates. Discuss the importance of shared living situations and how to make them as good as possible with your class. They brainstorm what makes a good roommate, ways to...
Curated OER
We're Spending Too Much Money
Students discuss the reasons for having a budget. They create their own personal budget and explain how the bartering system can work for some items today.
California Department of Education
My Future Lifestyle
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
California Department of Education
Choosing My Lifestyle
How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson in a five-part series tasks individuals with determining an...
Curated OER
Planning A Household Budget
Students experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.
EduGAINs
Making Savvy Consumer Choices
It's never too early to learn about grocery budgeting. Middle schoolers delve into the world of consumer math with a lesson that focuses on both healthy choices and real-world math applications. Groups work together to form a grocery...
Wells Fargo
Hands on Banking
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...