How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.

From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.

Most Americans don't connect the French and Indian War with the American Revolution. Yet, scholars consider the expensive war as a major cause of the conflict. Watching video clips of historians speaking about the conflict, budding...

Just how long does it take to pay off a credit card? Budding economists consider the question with a credit card payment simulation activity. Other materials allow pupils to research various financial services, such as banks and ATMs,...

Should college loan debt be easier to discharge in bankruptcy? Scholars sort through the top three pros and cons to decide for themselves in preparation for a class debate or discussion. Learners may also participate in an online poll to...

When you buy a home for $100,000, you pay $100,000—right?  On the list of important things for individuals to understand, the lesson presents the concept of interest rates and loan amortization using spreadsheets and online sources....

Adam Smith contended that people are inherently drawn to creating a medium of exchange to make barter easier. A Crash Course World History video takes high schoolers through the creation and implementation of currency, and asks them to...

The members of your economics class may be busy earning graduation credits, but the credit they should be concerned about is their financial credit. The third lesson in a unit about Hurricane Katrina and other events that can result in...

Should the escalating national debt be keeping you up at night with worry? Not necessarily, as explained by an entertaining video by Crash Course economics. Learn about the ways that a high GDP can contribute to the health of an economy...

Financial independence can be a dream, but it can also be a nightmare if you don't know how to stay afloat. Use a series of lessons to teach pupils about the consequences of overspending and not minding a budget, as well as how to...

A credit card can seem like a passport to free money, but there are some details that young people should be aware of before they sign on the dotted line. A three-lesson unit about credit cards introduces young economists to transaction...

It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...

If your learners are college bound, they'll need a lesson about student loans and personal finance before they step into their dorm room. A four-day lesson guides high schoolers through the process of budgeting for college, as well as...

An in-depth activity that involves a real-world problem about credit card debt. Learners are given a scenario in which Isabella plans to stop using her credit card and pay off the balance by paying a fixed amount each month. The first...

More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...

Creating a federal budget is a balance. Members of Congress must fund what is necessary, evaluate new ideas, and consider how much debt the government is willing to carry. Individuals experience the process using a simulation video game...

How much money exists if banks and governments can create it whenever needed? Truth be told, this number is constantly changing. This resource will support your learners' understanding of money circulation with its cartoon...

Using children's picture books and role-playing activities, youngsters begin to learn about personal finance management. These lesson plans are engaging and intend to endow pupils with skills for making wise decisions with money as they...

Help your young consumers learn about credit and the importance of credit history. With a thorough lesson about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...

Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson plan, students apply their knowledge of finance components and create their own web based plan...

Credit cards are tempting to use right out of high school. Teach your upperclassmen the benefits and challenges of credit and how it can affect their future. The lesson plan covers credit scores and ways to strengthen credit if...

In the past five years, American debt has grown by over $16,000,000,000,000! What are different types of debt, and how do they get paid back? Take a look into the nation's debt, and discuss our possible options.

Did you know that all dollars are loaned into existence? Despite seeming unconstitutional, the Federal Reserve has the option to create money whenever it deems necessary. Introduce your classroom to our current debt problems with this...

Young scholars discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans....