About Credit

This About Credit unit also includes:

It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high schoolers, building credit history is an integral part of gaining financial responsibility and independence, and proper use of a credit card is the first step.

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CCSS: Adaptable
Instructional Ideas

  • Assign the pre-assessment as a homework assignment or warm-up activity before you begin the unit, encouraging learners to write their rationale for each question in order to demonstrate their prior knowledge of credit use
  • Have class members work together in groups to answer the questions or work on the exercises
  • Use in an economics class, social studies class, or math class for real-world examples
Classroom Considerations

  • Unit was published in Canada, so some figures and resources are relevant to Canada rather than other countries
Pros

  • Prompts individuals to think about the advantages and disadvantages of using credit for different purchases
Cons

  • None
Common Core