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Lesson Plan
Visa

A Plan for the Future: Making a Budget

For Teachers 9th - 12th Standards
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
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Lesson Plan
Curated OER

Marriage and Financial Goals, Budgeting Strategies

For Teachers 7th - 9th
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
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Worksheet
Curated OER

What Makes The Good Life

For Students 6th - 8th
What makes a good life? What makes life hard? Get your class thinking about the global picture with this extensive packet. They read quotes from around the world, analyze statistical data from every continent, then read and answer...
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Activity
California Department of Education

California CareerZone Make Money Choices Student Workbook

For Students 6th - 12th
An activity challenges scholars to make smart money choices. While visiting the California CareerZone website, pupils choose between budgeting for one's lifestyle or salary and complete a two-page worksheet based on the information...
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Lesson Plan
EduGAINs

Making Savvy Consumer Choices

For Teachers 7th - 8th Standards
It's never too early to learn about grocery budgeting. Middle schoolers delve into the world of consumer math with a lesson that focuses on both healthy choices and real-world math applications. Groups work together to form a grocery...
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Lesson Plan
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Federal Reserve Bank

Creating a Budget

For Students 9th - 12th Standards
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
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Lesson Plan
Curated OER

Budget Making

For Teachers 9th - 12th
After analyzing a pie graph of national spending, high schoolers express their opinions on priorities for national spending. They create a new bar graph and mail it to their congressional representative with recommendations about needed...
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Lesson Planet Article
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Curated OER

Sticking to a Budget

For Teachers 8th - 10th
Set scholars up for financial success by throwing them into the hypothetical real world.
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Lesson Plan
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Practical Money Skills

Budgeting Your Money

For Teachers 6th - 12th
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
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Unit Plan
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Practical Money Skills

Making Decisions

For Teachers 9th - 12th Standards
Money represents decisions: spending decisions, saving decisions, and investing decisions. Encourage young adults to think about the decisions they make with their money in a three-day unit about personal finance, consumer spending, and...
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Lesson Plan
Curated OER

Budgeting

For Teachers 9th - 12th
Students develop a realistic budget. For this finance lesson, students discuss problems and issues related to making a budget. They focus on living within one's means.
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Lesson Plan
Curated OER

Scarcity and Choice

For Teachers 1st - 3rd
After reading the book A Bargain for Frances, young economists discuss how money is exchanged for goods or services. They demonstrate effective financial decision-making by listing ways to save money for a product they would like to buy.
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Lesson Plan
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Council for Economic Education

FRED and the Federal Budget Interactive Lesson

For Teachers 9th - 12th Standards
How can a federal debt accumulate over time? The Federal Reserve Economic Data (FRED) dashboard allows scholars to actively research each aspect of the federal budget. In pairs, they analyze economic data to determine the best way to...
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Lesson Plan
Council for Economic Education

Federal Budget Lesson Plan and Fiscal Ship Student Game

For Teachers 9th - 12th Standards
The federal budget has never been so fun! Using an interactive game, high schoolers choose from a variety of policy options after identifying goals and try to balance these changes in policy with a federal budget. 
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Lesson Plan
Curated OER

Budgeting for the Future

For Teachers 8th
Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.
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Lesson Plan
Curated OER

Budget Bonanza

For Teachers 7th - 8th
Students demonstrate how to use a budget plan. In this consumer math lesson, students calculate the total cost of data and determine if they are within budget. Students use calculators to determine the total cost. There is a rubric...
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Worksheet
Student Handouts

Budgets and Deficits

For Students 8th - 12th Standards
There's a lot to learn about the savings and loan crisis. Start off your learners with a quick reading assignment. Pupils read the brief informational article and respond to three questions about the savings and loan crisis, thrifts, and...
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Lesson Plan
Curated OER

Budgeting Your Financial Resources

For Teachers 7th - 12th
Students explore the aspects of making a budget. In this money management instructional activity, students learn the importance of budgeting and what all goes into creating a budget by eventually creating a budget of their own including...
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Lesson Plan
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Federal Reserve Bank

A Penny Saved

For Teachers 10th - 12th Standards
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
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Lesson Plan
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Practical Money Skills

Making Decisions

For Students 6th - 12th
A set of quizzes and assessments would make a great companion to your lesson on making decisions and opportunity risks. Learners watch a PowerPoint before answering multiple choice questions about interest rates, saving money, and the...
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Lesson Plan
Curated OER

Business: Making a Budget

For Teachers 10th - 12th
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
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Lesson Plan
Curated OER

Budgeting

For Teachers 4th - 5th
Students establish budgeting techniques.  In this Economics lesson, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.
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Lesson Plan
Curated OER

Budget Debate: How Would You Balance the Federal Budget?

For Teachers 9th - 12th
Students examine how to balance the federal budget. In this American economics lesson plan, students read the provided article "Congress Debates Cutting the Budget." Students then collaborate in small groups to determine how to balance...
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Lesson Plan
Curated OER

My Bank, My Budget, My Decisions!

For Teachers 3rd - 5th
Learners build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.

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