Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Curated OER
Sticking to a Budget
Set scholars up for financial success by throwing them into the hypothetical real world.
Curated OER
What Makes The Good Life
What makes a good life? What makes life hard? Get your class thinking about the global picture with this extensive packet. They read quotes from around the world, analyze statistical data from every continent, then read and answer...
Curated OER
Budget Bonanza
Students demonstrate how to use a budget plan. In this consumer math lesson, students calculate the total cost of data and determine if they are within budget. Students use calculators to determine the total cost. There is a rubric...
Practical Money Skills
Making Decisions
A set of quizzes and assessments would make a great companion to your lesson on making decisions and opportunity risks. Learners watch a PowerPoint before answering multiple choice questions about interest rates, saving money, and the...
California Department of Education
California CareerZone Make Money Choices Student Workbook
An activity challenges scholars to make smart money choices. While visiting the California CareerZone website, pupils choose between budgeting for one's lifestyle or salary and complete a two-page worksheet based on the information...
Council for Economic Education
FRED and the Federal Budget Interactive Lesson
How can a federal debt accumulate over time? The Federal Reserve Economic Data (FRED) dashboard allows scholars to actively research each aspect of the federal budget. In pairs, they analyze economic data to determine the best way to...
Curated OER
Let's Make A Deal
Third graders make a picture money book. In this money lesson, 3rd graders read The Monster Money Book, discuss money terminology, watch a video on money and draw an example of the barter system. Students use the Internet to find...
Curated OER
Create a Budget
Young scholars develop a budget spreadsheet to manage finances for their business. In this finance lesson, students use a spreadsheet program to create a budget with credit and debit columns. There are step-by-step directions...
Workforce Solutions
Plan a Vacation
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
Student Handouts
Budgets and Deficits
There's a lot to learn about the savings and loan crisis. Start off your learners with a quick reading assignment. Pupils read the brief informational article and respond to three questions about the savings and loan crisis, thrifts, and...
Curated OER
Making a Circle Graph of a Sample Budget
Students examine a sample budget and categorize the entries as a group. Then in small groups they convert budget category totals to percents and degrees to make a circle graph related to a sample budget.
Curated OER
Marriage and Financial Goals, Budgeting Strategies
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Federal Reserve Bank
A Penny Saved
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
Federal Trade Commission
A Smarter Consumer
How can understanding advertisements make people better consumers? With the fourth and final instructional activity from the Admongo series on advertising, scholars reflect on some of the questions they may ask about an ad before making...
Radford University
Remodeling a Home
Get new flooring for as cheap as possible. Given a floor plan of a house, pupils determine the area of each room and the amount of necessary flooring. They then make selections for the flooring in every space, taking a budget into...
Curated OER
Budgeting
Learners develop a realistic budget. In this finance instructional activity, students discuss problems and issues related to making a budget. They focus on living within one's means.
Practical Money Skills
Budgeting Your Money
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
EduGAINs
Making Savvy Consumer Choices
It's never too early to learn about grocery budgeting. Middle schoolers delve into the world of consumer math with a lesson that focuses on both healthy choices and real-world math applications. Groups work together to form a grocery...
Curated OER
Reality Store: How to Plan a Budget, Pay Bills, and Manage Your Money
Young scholars plan a budget and pay bills when they visit the "Reality Store," a series of classroom studying stations. The use of paying bills and running a class store is used to help students grasp the concept of business.
Curated OER
Budgeting Your Financial Resources
Students explore the aspects of making a budget. In this money management lesson, students learn the importance of budgeting and what all goes into creating a budget by eventually creating a budget of their own including how much they...
Curated OER
Life on the Run: A Budget for Claudia and Jamie
For this budget worksheet, students create a budget for 2 girls that are trying to escape and use their allowances as the income they have. Students create a budget based on their income and expenses. They also answer 7 short answer...
Council for Economic Education
Federal Budget Lesson Plan and Fiscal Ship Student Game
The federal budget has never been so fun! Using an interactive game, high schoolers choose from a variety of policy options after identifying goals and try to balance these changes in policy with a federal budget.