From checking and savings accounts to learning the importance of maintaining records and balancing a bank account, prepare your students to become financially independent and savvy adults, and explore all the intricacies of owning a bank...

Here is a detailed breakdown of the traditional banking system, including the roles that intermediaries play as brokers and in making loans, as well as an introduction to the parallel system of shadow banking.

From writing and depositing checks to comparing ATM and debit cards, pupils develop financially savvy practices and build foundational knowledge of the financial service products available through banking institutions. 

Why was there a lack of confidence in the money and banking system of the early United States government? What historical events led to the establishment of the Federal Reserve System? Here you'll find reading materials and worksheets to...

Choosing your first credit card can often be an intimidating and confusing experience for young adults. Give your pupils the foundational knowledge they need for tackling this process head-on, including learning to...

Get the lowdown on the most sweeping financial regulatory reform since the Great Depression: the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

What are the advantages and disadvantages of having a credit card? Don't miss this important life skills and financial literacy activity, which focuses on consumer responsibilities, creditworthiness, and establishing a credit history.

Based on your current level of human capital, how long would it take you to earn $1,000,000? What about your potential human capital? Learners explore the importance of education and experience when entering the workforce, and compare...

The members of your economics class may be busy earning graduation credits, but the credit they should be concerned about is their financial credit. The third lesson in a unit about Hurricane Katrina and other events that can result in...

What financial situations and decisions await young learners after they graduate from high school? This project allows class members to glimpse into the types of responsibilities they will have as adults, from considering job...

Buying a car is no easy task, and can have major long-term consequences if done without proper financial knowledge. Ensure your learners are prepared with the information and criteria for comparing different car deals and signing...

Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements...

Here is a unique activity in which learners simulate operations of a fractional reserve banking system, ultimately gaining a better understanding of how banks work and process money creation through lending. It includes a Story of Banks...

Academics use their research skills to create a financial guidebook for young adults. They also learn about the skills needed to be successful as an adult, including how to use credit cards and how to buy a car. Hands-on activities and...

After reading the charming cartoon about the United States Federal Reserve, pupils often need to complete activities to retain their learning. The resource does a wonderful job of using class discussion and various written exercises to...

Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.