Consumer Action
Talking to Teens About Money
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
Youthlinc
Financial Literacy: Money Attitudes Lesson Plan
Going once, going twice, sold! An auction provides class members with an opportunity to examine their attitudes toward money. After bidding on and purchasing items, individuals complete an attitude survey and then identify a goal that...
Practical Money Skills
Making Money
Prepare your class for a life of financial literacy and stability with a unit about making money. Three lessons guides learners through the process of preparing a resume, interviewing for a job, and reading a pay stub.
Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Curated OER
Avoiding Consumer Fraud: Financial Scams and Schemes
Young consumers get a hefty dose of information on how fraud can put their financial health at risk. The resource provides detailed lecture notes, scaffolded notetaking sheets, vocabulary worksheets, transparencies, and seven links to...
Practical Money Skills
Making Decisions
Money represents decisions: spending decisions, saving decisions, and investing decisions. Encourage young adults to think about the decisions they make with their money in a three-day unit about personal finance, consumer spending, and...
Learning to Give
Five Thousand Dollars!
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
Curated OER
Smart Consumers, Smart Choices
Students see what it means to be a smart consumer by engaging in a level-headed analysis of budget, opportunity costs and self-regulation. They compare prices within a service field, and weigh the choices of spending money on that item.
Federal Reserve Bank
Expense Tracking
Where does all your money go? Individuals keep a record of the money they spend over the course of 30 days. They then categorize where they are spending their money and write an essay detailing their findings.
Practical Money Skills
About Credit
It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...
Curated OER
Percents and Money
In this algebra activity, students rewrite word problems using algebraic symbols. They solve for the amount of population or money over a period of time. There are 10 questions with an answer key.
Practical Money Skills
Buying a Home
Guide high schoolers through the process of buying a house with a simulation lesson. As pupils learn about mortgages, renting versus buying, and home inspections, they discuss ways to make informed financial decisions and sound purchases.
Federal Reserve Bank
Income Taxes
Most adults dread April 15 — tax day! Tax preparation can be intimidating even for adults. Build confidence by leading individuals through the process and then give them a scenario to practice. The exercise uses tax vocabulary to give...
Curated OER
The Price is Right
Learners, through various activities, explore online databases. Using the internet, students explore the distributors websites. They collect specific information on selected products. An spreadsheet with price comparisons is developed....
Curated OER
A Family Finance Experience
Students create a budget and make predictions about money. In this algebra lesson,students balance spending and income by monitoring their finance.
Curated OER
Month 2 Budget
In this consumer mathematics worksheet, students complete a monthly budget by completing each category on the sheet. They fill in the blanks and calculate their totals for month two.
Curated OER
Month 5 Budget
In this consumer mathematics worksheet, high schoolers complete the following statements with their appropriate information. Then they calculate their total expenses and subtract a portion for savings.
Curated OER
Month 6 Budget
In this consumer mathematics worksheet, students complete each statement with their appropriate information. Then they calculate their total expenses for month six and subtract a portion for savings.
Curated OER
Month 3 Budget
In this consumer mathematics worksheet, students complete a monthly budget form by filling each of the categories. They fill in their total expenses for each category and calculate their budget for month three.
Curated OER
Real Life Challenge ~ Budget
In this consumer mathematics worksheet, high schoolers complete one month of budgeting by completing each of the statements with the appropriate information. Then they calculate their total expenses for the month minus their savings...
Curated OER
Business: Making a Budget
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
Curated OER
Banking on the Future
Students solve problems involving interest. For this investing lesson, students investigate the pros and cons of investing in a bank account and stocks. They differentiate between aggressive and conservative investments.
Curated OER
Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.