How does one get credit, and who provides credit? What is a credit score, and how can an understanding of a credit score help you to make smart financial decisions? Through discussion and worksheets, class members will identify the meaning of creditworthiness and evaluate situations that are potentially damaging to credit scores.

Concepts

credit, credit cards, financial literacy, personal finance, consumer finance

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Additional Tags

social studies

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Instructional Ideas

• Consider contacting a local financial institution, which will often provide a representative to go to schools and discuss financial planning topics such as this

Classroom Considerations

• This is the sixth lesson in a series of 22 on helping students develop a solid foundation of financial literacy and money management skills

Pros

• All worksheets included
• Activities and instruction points are nicely organized

Cons

• None

Common Core

RI.9-10.1 RI.9-10.2 RI.9-10.4 RI.11-12.1 RI.11-12.2 RI.11-12.4