Prevent the Federal Reserve System from becoming a dry topic for your middle and high schoolers by using an informative, engaging resource! The cartoon takes your class on a journey with aliens from the planet of Novus to observe the...

More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...

Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important personal...

Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements that outline the...

Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as well...

Why shouldn't we just save all our money in our mattress? Couldn't our money disappear? Pupils discover the benefits of utilizing banks and credit unions for saving money, as well as how to evaluate different types of institutions by...

With college tuition at an all-time high, high school students must consider the financial obligations of attending higher education, as well as the impact of college on future career opportunities. Pupils will complete worksheets,...

Using his example of a growing village bank, Sal (the narrator) explains the ins and outs of the banking business, mostly from the perspective of the banker. This point of view can be helpful for people who see the bank as an institution...

Addressing the concept of reserve ratios, Sal outlines the necessity and purpose of regulating the reserves within the banking system. He describes how an ideal banking system stays liquid, whereas a chaotic banking system might...

Demonstrating not only the working definition but the mathematical model of financial leverage, Sal shows viewers how leverage can keep a bank safe - or multiply its losses. Particularly helpful for a class session about bank regulation...

Can a bank issue endless loans and checking accounts without regard to the amount of money within its walls? Sal addresses this question throughout the lecture, where he introduces the concept of bank regulations - specifically reserve...

Begin this activity by estimating the cost of a college education and comparing it to actual data. After reading an article, high school seniors discuss the processes of the college loan corporations. They listen to a lecture about how...

Be sure you have enough money to build a house. The 14th lesson in a 15-part series teaches young learners to use checkbook registers. They write checks for the amounts they spend on various housing materials and keep track of spending...

When designing a house, it's important to know about percents. Through a series of three lessons, scholars first review percentages through an activity involving M&Ms and then apply that knowledge to calculate compound interest and...

Make the connection between money and exponential equations. Pupils continue financial lessons as they learn about compound interest in savings accounts. They extend the investigation of savings by looking at annuities, and then...

Pupils create budgets based upon family expenditures. They determine what the monthly payments will be for buying a car and a house based on compound interest for the total amount. 

Should college loan debt be easier to discharge in bankruptcy? Scholars sort through the top three pros and cons to decide for themselves in preparation for a class debate or discussion. Learners may also participate in an online poll to...

Learners consider production possibilities using an authentic test question from College Board. Other questions include practicing supply and demand curves and examining the effects of inflation, employment, and other variables on a...

They say you gotta pay to play, and postsecondary education is no exception! High schoolers learn how to research and analyze the cost of postsecondary education as well as the different ways to pay for schooling. Learners then work...

When you buy a home for $100,000, you pay $100,000—right?  On the list of important things for individuals to understand, the lesson presents the concept of interest rates and loan amortization using spreadsheets and online sources....

How long does it take to pay off a loan? Pupils use a graph to model the sequence associated with paying off a loan. Using the graph, learners determine the initial value and the common difference of the arithmetic sequence. The learners...

Based on your current level of human capital, how long would it take you to earn $1,000,000? What about your potential human capital? Learners explore the importance of education and experience when entering the workforce, and compare...