Prevent the Federal Reserve System from becoming a dry topic for your middle and high schoolers by using an informative, engaging resource! The cartoon takes your class on a journey with aliens from the planet of Novus to observe the...

Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important personal...

Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements that outline the...

Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as well...

Why shouldn't we just save all our money in our mattress? Couldn't our money disappear? Pupils discover the benefits of utilizing banks and credit unions for saving money, as well as how to evaluate different types of institutions by...

With college tuition at an all-time high, high school students must consider the financial obligations of attending higher education, as well as the impact of college on future career opportunities. Pupils will complete worksheets,...

Make the connection between money and exponential equations. Pupils continue financial lessons as they learn about compound interest in savings accounts. They extend the investigation of savings by looking at annuities, and then...

Should college loan debt be easier to discharge in bankruptcy? Scholars sort through the top three pros and cons to decide for themselves in preparation for a class debate or discussion. Learners may also participate in an online poll to...

Learners consider production possibilities using an authentic test question from College Board. Other questions include practicing supply and demand curves and examining the effects of inflation, employment, and other variables on a...

They say you gotta pay to play, and post secondary education is no exception! The sixth and final lesson in a series of college and career readiness activities focuses on the cost of attending a variety of institutions and programs....

When you buy a home for $100,000, you pay $100,000—right?  On the list of important things for individuals to understand, the lesson presents the concept of interest rates and loan amortization using spreadsheets and online sources....

How long does it take to pay off a loan? Pupils use a graph to model the sequence associated with paying off a loan. Using the graph, learners determine the initial value and the common difference of the arithmetic sequence. The learners...

Based on your current level of human capital, how long would it take you to earn $1,000,000? What about your potential human capital? Learners explore the importance of education and experience when entering the workforce, and compare...

The last installment of a 35-part series is an assessment task that covers the entire module. It is a summative assessment, giving information on how well pupils understand the concepts in the module.

Future car owners use geometric sums to calculate payments for a car loan in the 31st installment of a 35-part module. These same concepts provide the basis for calculating annuity payments.

What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...

A credit card can seem like a passport to free money, but there are some details that young people should be aware of before they sign on the dotted line. A three-lesson unit about credit cards introduces young economists to transaction...

It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...

Every high schooler in your class probably wants to own his or her own car, but what has to happen before those wheels peel out of the dealership? Four lessons in a home economics lesson guide learners through the process of shopping for...

If your learners are college bound, they'll need a lesson about student loans and personal finance before they step into their dorm room. A four-day lesson guides high schoolers through the process of budgeting for college, as well as...

AP economics students take a closer look at one of the key graphs they will need to know for the big exam: the money market graph. A fantastic instructor discusses the definition of money and how it is distinguished from wealth and...

Take a closer look at the loanable funds market and the graph representing how the demand and supply for loans determines the real interest rate in an economy.

While the process of buying a home can certainly be overwhelming, give your young adults a leg up for their future by introducing them to the components of a mortgage, as well as exploring the basic concept of credit and how to become...

How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.