PwC Financial Literacy
Planning and Money Management: Spending and Saving
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson plan which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Curated OER
Budgeting Fixed and Variable Expenses
Young scholars create a workable budget that includes allowances for fixed and variable expenses.
Federal Reserve Bank
Expense Tracking
Where does all your money go? Individuals keep a record of the money they spend over the course of 30 days. They then categorize where they are spending their money and write an essay detailing their findings.
Curated OER
Budgeting Your Financial Resources
Students explore the aspects of making a budget. In this money management lesson, students learn the importance of budgeting and what all goes into creating a budget by eventually creating a budget of their own including how much they...
Curated OER
Budgeting: You Can't Manage What You Don't Know
Students discuss budgets. In this mathematics instructional activity, students watch an episode of Biz Kid$ about budgeting, participate in a guided group discussion, and create a pamphlet to teach others how to budget their money....
Federal Reserve Bank
Your Budget Plan
What do Whoosh and Jet Stream have in common? They are both characters in a fantastic game designed to help high schoolers identify various positive and negative spending behaviors. Through an engaging activity, worksheets, and...
Curated OER
Show Me the Money
Pupils investigate financial applications of mathematics in this mathematics instructional activity. They will investigate equations that represent a company’s income, expense, and profit functions and use those equations to identify...
Curated OER
How Can Entrepreneurs Control Costs?
Students calculate fixed and variable costs. In this costs lesson, students read a case study about an entrepreneur and her business costs. Individuals complete the provided worksheets to find costs and make related business decisions....
Curated OER
How Can Entrepreneurs Control Costs?
Students investigate the fixed and variable costs that entrepreneurs face. They examine how entrepreneurs identify and control their costs in order to make a profit by completing a number of included activities.
Curated OER
Scatter Plots
In this scatter plots worksheet, learners solve and complete 4 different problems. First, they use the table shown to model the relation with a scatter plot and trend line and to predict the value of a variable when given the other...
Curated OER
Money Math: Lessons for Life
Students develop a budget for a college student using all of the influences that the student would have. In this budgeting lesson plan, students use real life examples to create a budget spreadsheet. Students read and study sample...
Curated OER
Budgeting Your Financial Resources (The Mint)
Students plan and maintain balanced budgets.
Curated OER
Careers Lesson: Budget Analysis
Ninth graders examine money management. They study percentages, inequalities, fixed and variable expense calculations in order to develop an understanding of how these concepts apply to budgeting a lifestyle for a specific career.
Curated OER
Financial Literacy - Income and Deductions
Students examine payroll process, determining ones income, deductions taken out of paychecks (taxes, insurance, charitable contributions, retirement), fixed and variable expenses to expect and money management.
California Education Partners
T Shirts
Which deal is best? Learners determine which of two companies has the best deal for a particular number of shirts. They begin by creating a table and equations containing each company's pricing structure. Individuals finish the seventh...
PLS 3rd Learning
Budget Basics
Prepare young adults for life with various budgeting activities. Exercises include identifying fixed, variable, and discretionary income, and creating a budget based on a realistic projected income. The required website allows teachers...
Kenan Fellows
How Does an Unhealthy Diet Influence our Health and Well-Being?
You are what you eat, or so they say! After surveying family and friends on a week of eating habits, learners analyze the data for patterns. They compare different variables such as fats and cost, fats and calories, or fats and LDLs.
Centennial College
Break-Even Analysis Worksheet
In this business worksheet, students compute various word problems given the fixed and variable costs involved. Then they identify from a list which are variable and which are fixed costs. Students also describe the difference among a...
Practical Money Skills
Living on Your Own
Every teen dreams of living independently, but often without thinking about the details and costs involved with moving out. Three lessons in a unit about living on your own focus on moving costs, fixed and flexible costs associated with...
Kenan Fellows
Saving Those Who Save Us: Exploring the Use of Sensors with Data Visualization
Sensor technology is amazingly accurate and useful. Combining the sensor technology and mathematical knowledge, scholars design experiments to answer a question they have developed. Questions may focus on light sensing, temperature...
Balanced Assessment
Cost of Living
Math scholars investigate the cost of living in Hong Kong compared to Chicago but must first convert the different types of currency. They then choose a type of graph to compare different spending categories and finish the activity by...
Curated OER
Expensive Choices
Eighth graders work in pairs to discover how to prioritize expenses in a budget.
Curated OER
Math Problems: Recycling Economics
Students use recycling as an example to study the economics of business, and to find fixed and variable costs.