Lesson Plan
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Workforce Solutions

Plan a Vacation

For Teachers 6th - 8th Standards
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
Lesson Plan
Curated OER

Budgeting for the Future

For Teachers 8th
Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.
Lesson Plan
Curated OER

Budget Mania

For Teachers 7th - 12th
Students examine several examples of budgets to develop a facility with the components of its formation. Income, expenses, and expenditures are considered and itemized for this lesson.
Lesson Plan
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Federal Reserve Bank

Creating a Budget

For Students 9th - 12th Standards
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Lesson Plan
California Department of Education

My Future Lifestyle

For Teachers 7th Standards
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
Lesson Plan
Nebraska Department of Education

Managing My Money

For Teachers 10th
Rent, food, utilities, gas, clothing, taxes! It all adds up. As part of a career planning and management unit, high school sophomores learn about financial planning and budgeting.
Lesson Plan
Curated OER

After 6 Months of Financial Dieting

For Teachers 9th - 12th
Explore the concept of financial planning by reading an article about 5 families and their plans to save money. High schoolers discuss the progress each family made financially after three months, and then make their own financial plan.
Lesson Plan
Visa

A Plan for the Future: Making a Budget

For Teachers 9th - 12th Standards
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Lesson Plan
Money Math for Teens

Debt Elimination - Power Tools for Building Wealth

For Teachers 10th - 12th Standards
What does it mean to be wealthy? Your learners will consider how carrying debt affects budgeting, and learn about the debt snowball strategy and how is it used in the concept of eliminating debt in order to build wealth.
Lesson Plan
PLS 3rd Learning

Monthly Budget & Operating Costs

For Teachers 9th - 12th
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
Lesson Plan
Curated OER

Budget Mania

For Teachers 7th - 12th
Students examine examples of budgets and explore the difficulties of living on a budget. The hands-on activity offers an opportunity to experience a real life application.
Lesson Plan
Curated OER

Business: Making a Budget

For Teachers 10th - 12th
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
Lesson Plan
Council for Economic Education

Opportunity Cost

For Teachers 9th - 12th Standards
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
Lesson Plan
PricewaterhouseCoopers

Buying a Home: Income vs. Monthly Payments

For Teachers 3rd - 5th
Purchasing a house takes more plan than elementary schoolers realize. Each buyer will look at monthly income to determine what they can afford for a mortgage and other expenses. 
Lesson Plan
Curated OER

A Family Spending Plan

For Teachers 6th - 8th
Students investigate family expenditures. In this family budget lesson, students examine the wages and expenditures of family and then create a monthly budget for the family to follow.
Lesson Plan
Curated OER

Dream Home Mathematics

For Teachers 6th
Explore the concept of budgeting with sixth graders. They will pick a career on note card made by the teacher. They then use the information on the card such as salary, expenses, and career to create a life for themselves. They also...
Lesson Plan
Curated OER

Clipping Coupons

For Teachers 9th - 12th
Students explore the use of coupons to promote cost saving and help families remain within their monthly budget. In groups students create a shopping list using coupons provided by the teacher. They record the actual cost of the item as...
Lesson Plan
Curated OER

Planning A Household Budget

For Teachers 5th - 7th
Students experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.
Lesson Plan
SaveandInvest.org

The True Cost of Owning a Car

For Teachers 10th - 12th
Almost every teen wants a car, but can they really afford one? The lesson plan walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
Lesson Plan
Curated OER

Budgeting Money

For Teachers 6th - 8th
Students explore the concept of budgeting. For this budgeting lesson, students pick an occupation and develop a list of needs and wants. Students make a list of monthly expenses and budget their income to afford those expenses.
Lesson Plan
Curated OER

The Art of Budgeting

For Teachers 10th - Higher Ed
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present a...
Lesson Plan
Curated OER

Budgeting Makes a Difference!

For Teachers 9th - 12th
Students develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
Lesson Plan
Curated OER

A Budget Can Help Young People Cut Their Spending

For Teachers 9th - 12th
Students explore the concept of budgeting. For this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
Worksheet
Curated OER

Month 3 Budget

For Students 11th - Higher Ed
In this consumer mathematics worksheet, students complete a monthly budget form by filling each of the categories. They fill in their total expenses for each category and calculate their budget for month three.