Texas Education Agency (TEA)
Identity Theft and Credit Safety
Deter, detect, defect. Pupils watch a PowerPoint presentation and video about identity theft and credit card safety, taking notes to use later. Next, they develop a plan for maintaining credit safety and write an essay about the topic.
Curated OER
Good Advice on Credit Cards
Students study the uses of credit cards. In this life skills lesson, study discuss how credit systems work and the advantages and disadvantages of using credit cards.
Curated OER
Who Controls the Real Cost of Credit Cards?
Young scholars view the film "How Much Does Debt Cost?" and explore the reasons why credit card fees and interest rates have gone up so much over the last 25 years. They participate in class discussion and complete a worksheet.
Federal Reserve Bank
Keep the Currency
Each day, people throw currency away in different ways because of a lack of financial knowledge. Introduce your learners to the importance of financial literacy and assess their understanding of banking and personal finance.
Curated OER
How Credit Cards Work
Students discuss the nature and use of credit cards. They view a video about the role of credit cards and the whole idea of consumer credit. They examine the benefits and disadvantages to both merchants and consumers.
Practical Money Skills
Understanding Credit
Help your young consumers learn about credit and the importance of credit history. With a thorough lesson plan about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...
Texas Education Agency (TEA)
Credit Scores and Your Financial Future
How important is a credit score, anyway? Scholars view a PowerPoint and take notes about credit scores. Next, they write essays explaining their plans for achieving a good credit score.
Practical Money Skills
Using Banking Services
Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.
Curated OER
Credit - Good? Bad?
Students examine credit cards. They explore the detrimental effects that result from debt and poor credit. Students analyze interest rates, minimum balances, and consumer debt. Students survey the benefits of credit cards.
Curated OER
Weigh Before You Pay: Debit or Credit?
Students explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Students discuss differences between the two forms of payment. Students calculate the...
Curated OER
Credit Card Danger and Abuse
Young scholars, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their...
Curated OER
Buying on Credit
Explore using credit in this financial responsibility and math lesson. Learn to identify the acronym of "PRT" as Principle x Rate x Time, then calculate interest based on this formula. Do some real-world problem solving and choose...
PwC Financial Literacy
Credit Reports
Middle schoolers discover why it's important to establish a positive credit history and understand the value of credit reports to lenders and borrowers. They apply legal guidelines to establish the uses of a credit report other than...
Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
Visa
Keeping Score: Why Credit Matters
How does one get credit, and who provides credit? What is a credit score, and how can an understanding of a credit score help you to make smart financial decisions? Through discussion and worksheets, class members will identify the...
Curated OER
Thinking About Credit
Middle schoolers explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Middle schoolers discuss how interest accrues and how much is really being paid with a credit card. Students...
Curated OER
Filling Empty Pockets: Borrowing, Loans, and Credit
High schoolers examine credit components and how each works within our economy today. In this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line...
Curated OER
Number and Operation: All About Monday - Does it Pay?
Solve real-world financial math problems. High schoolers will work through a series of problems as they look at credit card interest, bill payment, and other real-world personal money matters.
Curated OER
Thinking About Credit
Young scholars examine the use of credit such as installment purchases and credit cards. In this credit lesson, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit cards. They...
Curated OER
Pay Credit When Credit is Due
Students explore the concept of credit. In this credit lesson plan, students examine student organizers that focus on credit scores and credit history. Students participate in an on-line activity. Students examine credit card offers...
Curated OER
Credit: Taking an Interest in Credit
Young scholars examine how credit works but looking at how credit cards and interest rates work. They use percentages to solve problems using credit card interest rates while completing a worksheets.
Curated OER
Charge!?
Students compare/contrast the features of three different types of credit cards. They discuss the pros and cons of credit cards, answer discussion questions, and complete a worksheet evaluating three credit cards.
Consumer Action
Talking to Teens About Money
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
Curated OER
Credit Cards and Compound Interests-Exponential Growth
Eleventh graders investigate the way credit cards work when collecting interest. In this algebra lesson, 11th graders investigate the growth of interest exponentially when using a credit card. They calculate what the cheapest rate is to...