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Worksheet
Federal Reserve Bank

The Rising Cost of College: Tuition, Financial Aid, and Price Discrimination

For Students 9th - 12th Standards
Are average college tuition and fees really rising in the United States? Here is a fascinating take on the rising cost of college tuition and how price discrimination may explain what is often seen as an insurmountable cost for...
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Lesson Plan
Curated OER

What is the Importance of Developing Job Skills?

For Teachers 7th - 8th
Financial literacy is the way to teach! The class works in small groups to discover the relationship between education and income level. They use their math and problem-solving skills to complete two different activities. They work out a...
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Lesson Plan
Curated OER

Extra Credit: It’s No Fairy Tale

For Teachers 9th - 12th
Students discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Students...
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Lesson Plan
2
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Federal Reserve Bank

Invest in Yourself

For Teachers 9th - 12th Standards
What are the different ways that people can invest in their human capital for a better future? Pupils participate in an engaging hands-on activity and analyze data regarding unemployment, the ability to obtain an education, and median...
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Lesson Plan
2
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Federal Reserve Bank

Your Budget Plan

For Teachers 9th - 12th Standards
What do Whoosh and Jet Stream have in common? They are both characters in a fantastic game designed to help high schoolers identify various positive and negative spending behaviors. Through an engaging activity, worksheets, and...
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Lesson Plan
2
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Federal Reserve Bank

Credit Reports—and You Thought Your Report Card Was Important

For Teachers 9th - 12th Standards
Get the facts about credit and take a close look at what factors into a consumer credit report with this fantastic instructional activity. Your pupils will read informational texts, read sample financial documents, and...
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Lesson Plan
2
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Federal Reserve Bank

So How Much Are You Really Paying for that Loan?

For Teachers 9th - 12th Standards
Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements...
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Lesson Plan
Federal Reserve Bank

Turn Your Radio On

For Teachers 9th - 12th Standards
After listening to and analyzing a series of FDR's Fireside Chats, groups create their own recordings, and using New Deal programs, address a current economic condition.
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Lesson Plan
Curated OER

Savers & Borrowers: Financial Markets in the United States

For Teachers 10th - 12th
Investigate the current financial market and have your class explore savings, borrowing, financial markets, mutual funds, and the stock market. This four-part instructional activity is designed to help students become knowledgeable and...
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Worksheet
Federal Reserve Bank

Deflation: Who Let the Air Out?

For Students 10th - 12th Standards
Why do decreasing prices (deflation) restrain economic growth, and why is this a real concern? Here you'll find reading materials and a related activity that gets right to the heart of this question, using recent events and...
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Lesson Plan
Federal Reserve Bank

Beatrice’s Goat: A Lesson on Savings Goals

For Teachers 3rd - 5th Standards
Youngsters learn the meaning of saving and how to reach savings goals by first reading a story of a young Ugandan girl who is gifted a goat, and then discovering the opportunity costs of savings decisions made by her and her family.
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Lesson Plan
Federal Reserve Bank

Crowding Out

For Teachers 11th - 12th Standards
This is an incredible resource for teaching your young economists about the loanable funds market and the concept of crowding out. It includes a hands-on, physical activity that serves as a metaphor to help explain the economic...
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Lesson Plan
Federal Reserve Bank

Sheep in a Shop

For Teachers K - 2nd Standards
What do you think sheep might be able to barter when they don't have quite enough to buy a gift? Your pupils can find out this and much more during this lesson about Sheep in a Shop, spending, saving, and bartering.
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Lesson Plan
Federal Reserve Bank

Cotton in My Sack

For Teachers 4th - 6th Standards
As part of a study of saving choices and opportunity costs, class members listen to a reading of Lois Lenski's Cotton in My Sack, and then evaluate the spending choices made by the Hutley family.  
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Lesson Plan
Federal Reserve Bank

Glo Goes Shopping

For Teachers K - 3rd Standards
Making decisions can be very difficult. Show your class one way to evaluate choices with this lesson, which is inspired by the book Glo Goes Shopping. Learners practicing using a decision-making grid with the content of the story and a...
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Worksheet
Federal Reserve Bank

Natural Disasters: From Destruction to Recovery

For Students 9th - 12th Standards
What are the major economic implications, both good and bad, of natural disasters? Discover the effect that natural disasters can have on labor market conditions, capital, household incomes, and opportunities for reconstruction in local...
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Worksheet
Federal Reserve Bank

What Do Financial Market Indicators Tell Us?

For Students 9th - 12th Standards
Explain the four categories of financial indicators (commodity prices, stock indexes, interest rates, and yield spreads), and help your class members understand how changes in this data can affect decisions regarding consumer spending,...
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Worksheet
Federal Reserve Bank

Time Inconsistency: Today’s Actions = Tomorrow’s Regrets

For Students 9th - 12th Standards
Why do we choose instant gratification over maximizing lifetime satisfaction? How is this reflected in government and macroeconomics? Learn how one research analyst proposes individuals and governments can accomplish greater lifetime...
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Lesson Plan
Federal Reserve Bank

The Pickle Patch Bathtub

For Teachers 3rd - 5th Standards
What do your pupils want to save up their money for? Based around the book The Pickle Patch Bathtub, this lesson plan covers opportunity cost, saving, and spending. Learners participate in a discussion and practice making their own...
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Lesson Plan
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Federal Reserve Bank

A Penny Saved

For Teachers 10th - 12th Standards
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
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Lesson Plan
Federal Reserve Bank

U.S. Income Inequality: It's Not So Bad

For Teachers 9th - 12th Standards
What is the difference between a flat tax, progressive tax, tax deduction and transfer payments? Pupils examine the ability-to-pay principle of taxation through discussion, problem solving, and a variety of worksheets on topics from US...
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Lesson Plan
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Federal Reserve Bank

Credit Cards - A Package Deal

For Teachers 10th - 12th Standards
Arm your learners with the information they will need to make smart decisions regarding credit cards and personal savings.
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Lesson Plan
Federal Reserve Bank

Ben Franklin: Highlighting the Printer

For Teachers 5th - 8th Standards
By studying Benjamin Franklin's work as a printer, your class will have a fantastic opportunity to learn about the economic concepts of entrepreneurship, human capital, and investment. 
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Lesson Plan
Federal Reserve Bank

Journey to Jo’burg: A South African Story

For Teachers 6th - 8th Standards
How did South African apartheid affect the ability of people of color to increase their human capital? Here is a rich lesson in which learners come to understand the relationship between investment in human capital and income, while also...