Federal Reserve Bank
Banking on Debit Cards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know regarding personal...
PLS 3rd Learning
Shopping for a Credit Card
Young people often get themselves into trouble with credit cards because they don't fully understand interest rates, fees, etc. This activity requires teens to research and record information on three different credit cards in order to...
Curated OER
How Credit Cards Work
Students discuss the nature and use of credit cards. They view a video about the role of credit cards and the whole idea of consumer credit. They examine the benefits and disadvantages to both merchants and consumers.
Curated OER
Credit - Good? Bad?
Students examine credit cards. They explore the detrimental effects that result from debt and poor credit. Students analyze interest rates, minimum balances, and consumer debt. Students survey the benefits of credit cards.
iCivics
Drafting Board: Kids and Credit
Should kids under the age of 18 be given access to credit cards? Learners identify pros and cons of using credit, develop claims based on evidence, and finally argue reasons for or against credit for minors.
Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
Curated OER
Thinking About Credit
Young scholars examine the use of credit such as installment purchases and credit cards. In this credit lesson, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit cards. They...
Council for Economic Education
You Can BANK on This! (Part 4)
Students assess both negative and positive incentives associated with credit card use. They identify profit as an economic incentive for banks to offer credit cards.
Curated OER
Charge!?
High schoolers compare/contrast the features of three different types of credit cards. They discuss the pros and cons of credit cards, answer discussion questions, and complete a worksheet evaluating three credit cards.
Curated OER
Sample Lesson on Taking Notes
Have your middle schoolers define the terms outline, summary, paraphrase, plagiarism, citation, reference, and bibliography. They identify the main ideas, topic sentence, supporting ideas in technical writing and create note cards using...
We are Teachers
What Goes Up Must Come Down
From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.
Curated OER
Consumer Credit
Students investigate he concept of consumer credit by explaining the benefits of using credit. The costs of their use is discussed in the lesson and the criteria that is used in order to establish credit. They work in cooperative groups...
Visa
In Trouble
What are some of the financial risks associated with using credit? Pupils learn the warning signs of incurring financial hardship, and through PowerPoint presentations, worksheets, and discussion, discover the implications of such events...
Curated OER
A Lesson To Accompany "The First Bank of the United States: A Chapter in the History of Central Banking"
Here is an interesting topic. Learners examine the economics that led to the founding of the First Bank of America. They participate in a reader's theater experience depicting the debate between Alexander Hamilton and Thomas Jefferson...
NOAA
Methane Hydrates – What's the Big Deal?
Have you ever tried to light ice on fire? With methane hydrate, you can do exactly that. The ice forms with methane inside so it looks like ice, but is able to burn. The instructional activity uses group research and a hands-on activity...
Curated OER
What is Credit?
Students listen to a guest speaker discuss credit, and what lenders look for when approving loans. They investigate savings and loans, banks, credit unions and finance companies to find out what A.P.R. they charge for certain items.
NOAA
Deep-Sea Ecosystems – Life is Weird!
A pool of brine in the deep sea can be up to four times as salty as the surrounding sea water. The deep sea ecosystem relies on chemosynthesis and the organisms that live there are often strange to us. The lesson focuses on researching...
Curated OER
Living on the Edge - "Illegal Art"
Students explore how copyright and trademark laws impact art. After researching cases on the topic, students use and existing postcard as the basis for a new piece of art.
Curated OER
History of Television
Students investigate the history of Television by using the Internet. In this timeline lesson, students discuss and take notes on the 10 main events in Television history and create a timeline through education software. Students...
Curated OER
Credit to the Nation: Human Rights Cards
Young scholars examine the lives of refugees. In this human rights lesson, students use the provided refugee cards to play games that require them to learn details about the lives of the refugees.
Curated OER
On the Track With NASCAR
Students complete a variety of activities to research stock car racing. They use the Internet to research NASCAR acronyms, schedules, results, car design and other aspects.
Curated OER
"Bingo Brown and the Language of Love" by Betsy Byars
Pupils read the book, "Bingo Brown and the Language of Love" and discuss and define credit, loan, interest, and service credit. They complete activity sheets comparing advantages and disadvantages of using cash and credit.
National Association of Teacher Educators for Family and Consumer Science
Consumerism in the Classroom: Effective Strategies for Today's Teenage Consumers
Help class members become savvy consumers with a series of activities that has them analyzing marketing strategies, comparing the value of brand name versus off-brand clothing, and considering the advantages and disadvantages of shopping...
Curated OER
Citing Sources
Fifth graders demonstrate how to cite sources when writing a research paper. In this research writing lesson, 5th graders view a demonstration on how to cite sources using an included graphic organizer. Students practice citing sources...