Is there a bank for the banks? Pupils analyze the complexities of the Federal Reserve system by breaking it down into easy-to-understand sections. Step-by-step investigation using flow charts and graphs of how the monetary system works...

It's all about money. Here's a resource that introduces kids to the Federal Reserve System, different coins produced by the mints, and fun facts about state coins.

Why was there a lack of confidence in the money and banking system of the early United States government? What historical events led to the establishment of the Federal Reserve System? Here you'll find reading materials and worksheets to...

This lesson is packed with instructional material and activities on the Federal Reserve System, monetary policy, and the relationship between bank reserves, interest rates, employment, and price stability.

Don't let your young adults get lost in the alphabet soup of their paychecks and federal income taxes. Using sample pay stubs and reproductions of government forms, your class members will identify the purpose of such forms as a W-4 and...

From checking and savings accounts to learning the importance of maintaining records and balancing a bank account, prepare your learners to become financially independent and savvy adults, and explore all the intricacies of owning a bank...

Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as...

What does an examiner look for when analyzing a bank's financial condition? In addition to learning about the 5-Cs for reviewing loans and CAMELS (capital, assets, management, earnings, liquidity, and sensitivity to risk), your learners...

A instructional activity in personal finance can be the most valuable part of a high school education. Connect the basics of banking with informational reading skills in a instructional activity that prompts teenagers to answer...

Considering the expressed and implied powers of Congress, was it constitutional for the United States to establish the Second National Bank in the early nineteenth century? What is the constitutionality of the Federal Reserve...

The Federal Reserve System as a decentralized central bank can be a difficult concept for learners to grasp. Help them get a firm handle on this concept using this resource, in which class members work as a group to identify the...

Introduce young economists to basic concepts like unlimited wants, opportunity costs, saving, and budgeting with this workbook designed by the Federal Reserve Bank.

What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know...

Here is a unique activity in which learners simulate operations of a fractional reserve banking system, ultimately gaining a better understanding of how banks work and process money creation through lending. It includes a Story of Banks...

How does the Federal Open Market Committee work to formulate the nation's monetary policy in the United States? As the second segment of a instructional activity on the role of the Fed in setting monetary policy, class members will learn...

After being given a portfolio of investments, your young economists will learn how to assess the relative risk of the portfolio's products and understand the importance of diversification, relating these economic concepts to real-life...

Why are US dollars no longer backed by gold and silver? What is our medium of exchange, and what would it be like to live in a barter economy? Learners consider these questions, as well as learn about the major historical events in the...

Get the facts about credit and take a close look at what factors into a consumer credit report with this fantastic lesson. Your pupils will read informational texts, read sample financial documents, and discuss the advantages...

Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important...

What types of government programs are designed to improve economic inequity in the United States? Introduce your learners to government programs, such as low-income housing, Social Security, and Medicaid, how they work to improve...

A dollar bill, a check, a credit card, and... a cow? What exactly are the various forms of payment that exist today? Your learners will identify the three functions of money in this activity. In addition, they will discover the most...

Choosing your first credit card can often be an intimidating and confusing experience for young adults. Give your pupils the foundational knowledge they need for tackling this process head-on, including learning to...

How tall is the Empire State Building? Lead your class through a collaborative estimation activity to determine the number of quarters it would take to reach the top and teach the following concepts: human capital, human resources,...

Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements...