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Lesson Plan
Curated OER

Using Credit: Not for a Billion Gazillion Dollars

For Teachers 5th
Fifth graders explore the concept of credit. In this consumer education lesson, the teacher uses the book Not for a Billion Gazillion Dollars to lead the class in a discussion about credit, debit, and income. Students then analyze their...
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Lesson Plan
Curated OER

Credit Interview

For Teachers 9th - 12th
Student determine a safe debt load. In this credit interview lesson, students explore the importance of budgeting, saving and investing. They examine the pros and cons of using a credit card. Students discuss how to build credit, apply...
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Lesson Plan
Curated OER

Charge Cards!

For Teachers 7th - 12th
Students identify and define the various types of credit cards and credit card offers. In this credit cards lesson, students identify the pros and cons of managing a credit card account. Students locate information on the Federal...
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Lesson Plan
Curated OER

Good Advice on Credit Cards

For Teachers 6th - 12th
Students study the uses of credit cards. In this life skills instructional activity, study discuss how credit systems work and the advantages and disadvantages of using credit cards.
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Lesson Plan
Curated OER

Who Controls the Real Cost of Credit Cards?

For Teachers 9th - 12th
Students view the film "How Much Does Debt Cost?" and explore the reasons why credit card fees and interest rates have gone up so much over the last 25 years. They participate in class discussion and complete a worksheet.
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Lesson Plan
Curated OER

How Credit Cards Work

For Teachers 9th - 12th
Students discuss the nature and use of credit cards. They view a video about the role of credit cards and the whole idea of consumer credit. They examine the benefits and disadvantages to both merchants and consumers.
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Lesson Plan
Curated OER

Buying on Credit

For Teachers 6th - 12th
Students determine how buying on credit adds to the total cost of an item by computing the interest. They find a major item advertised in a magazine and identify the price. Then they identify the rate of a credit card and calculate the...
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Lesson Plan
Curated OER

How You Use Credit Cards Should Determine How You Choose Them

For Teachers 9th - 12th
Students explore the concept of credit cards. In this credit cards lesson, students read an article about credit card spending. Students discuss different ways in which people use credit cards. Students determine what kind of spender...
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Lesson Plan
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Practical Money Skills

Understanding Credit

For Teachers 6th - 12th
Help your young consumers learn about credit and the importance of credit history. With a thorough instructional activity about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be...
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Assessment
Concord Consortium

Smart Money

For Students 5th - 7th Standards
Watch the money grow daily. Scholars tackle a problem to determine how much money they will have if a dollar grows at 10 percent compounded daily after a month. Using that knowledge, learners notice the difference between varying savings...
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Lesson Plan
Curated OER

Credit - Good? Bad?

For Teachers 9th - 12th
Students examine credit cards. They explore the detrimental effects that result from debt and poor credit. Students analyze interest rates, minimum balances, and consumer debt. Students survey the benefits of credit cards.
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Lesson Plan
Curated OER

Credit Card Danger and Abuse

For Teachers 9th - 11th
Young scholars, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their...
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Lesson Plan
Curated OER

I Can Buy Anything I Want: Consumer Debt and Social Responsibility

For Teachers 9th - 12th
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
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Lesson Plan
Texas Education Agency (TEA)

Credit Scores and Your Financial Future

For Teachers 7th - 8th Standards
How important is a credit score, anyway? Scholars view a PowerPoint and take notes about credit scores. Next, they write essays explaining their plans for achieving a good credit score.
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Lesson Plan
Curated OER

Buying on Credit

For Teachers 8th - 12th
Explore using credit in this financial responsibility and math lesson. Learn to identify the acronym of "PRT" as Principle x Rate x Time, then calculate interest based on this formula. Do some real-world problem solving and choose...
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Printables
Curated OER

Debit and Credit Logs

For Teachers K - 6th
Supplement your class money system with this logbook. The resource includes cover page as well as the log page, which focuses on attendance and classroom behavior. Each week, kids can add up their credits and debits to determine how much...
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Lesson Plan
Visa

The Danger of Debt: Avoiding Financial Pitfalls

For Teachers 9th - 12th Standards
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
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Lesson Plan
PwC Financial Literacy

Credit Reports

For Teachers 6th - 8th
Middle schoolers discover why it's important to establish a positive credit history and understand the value of credit reports to lenders and borrowers. They apply legal guidelines to establish the uses of a credit report other than...
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Lesson Plan
Texas Education Agency (TEA)

Identity Theft and Credit Safety

For Teachers 7th - 8th Standards
Deter, detect, defect. Pupils watch a PowerPoint presentation and video about identity theft and credit card safety, taking notes to use later. Next, they develop a plan for maintaining credit safety and write an essay about the topic. 
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Lesson Plan
Curated OER

Thinking About Credit

For Teachers 6th - 8th
Students explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Students discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
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Lesson Plan
Curated OER

Financial Literacy - Credit Cards

For Teachers 7th - 12th
Students examine credit and how it works.
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Lesson Plan
1
1
Federal Reserve Bank

Banking on Debit Cards

For Teachers 10th - 12th Standards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know regarding personal...
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Lesson Plan
Visa

Keeping Score: Why Credit Matters

For Teachers 9th - 12th Standards
How does one get credit, and who provides credit? What is a credit score, and how can an understanding of a credit score help you to make smart financial decisions? Through discussion and worksheets, class members will identify the...
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Lesson Plan
Curated OER

Number and Operation: All About Monday - Does it Pay?

For Teachers 9th - 12th
Solve real-world financial math problems. High schoolers will work through a series of problems as they look at credit card interest, bill payment, and other real-world personal money matters.

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