Lesson Plan
Visa

Savvy Spending: Sharpening Money Decisions

For Teachers 9th - 12th Standards
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource...
Lesson Plan
Curated OER

Thinking About Money

For Teachers K - 2nd
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
Lesson Plan
Curated OER

Consumer Borrowing and Spending

For Teachers 11th - 12th
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Lesson Plan
Learning to Give

Five Thousand Dollars!

For Teachers 9th - 12th
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
Lesson Plan
Curated OER

Managing My Money

For Teachers 2nd
Second graders use The Berenstain Bears' to learn about money management. For this money management lesson, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss the...
Lesson Plan
Curated OER

Using My Money Wisely

For Teachers 6th - 8th
Students discuss the costs and benefits of spending and saving their money. They identify a decision-making process to money decisions. They also examine their opportunity costs.
Lesson Plan
Curated OER

Thinking About Money

For Teachers 3rd - 5th
Young scholars explore the concept of a personal budget. In this philanthropy lesson, students use a Venn diagram to compare 2 stories in which the main characters spend money in different ways.
Lesson Plan
Curated OER

Needs and Wants

For Teachers 8th - 9th
Pupils examine the difference between psychological needs and wants to control spending.
Lesson Plan
Curated OER

Making Choices

For Teachers 2nd
Second graders explore financial decision making. In this introductory economics instructional activity, 2nd graders listen to the book Alexander, Who Used to be Rich Last Sunday by Judith Viorst, and discuss making financial choices...
Lesson Plan
Curated OER

Thinking About Shopping and Spending

For Teachers 9th - 12th
Pupils list and discuss recent commercials they have viewed. They identify advantages and disadvantages of the advertised items, and write about the effects of advertising, planned spending and spontaneous spending.
Lesson Plan
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Practical Money Skills

Understanding Credit

For Teachers 6th - 12th
Help your young consumers learn about credit and the importance of credit history. With a thorough lesson about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...
Lesson Plan
Curated OER

Spending: Spend Wisely

For Teachers 6th - 9th
Pupils investigate the basics of pricing and the long-term effects of smart spending. They explore the "Bargain Basement" section of the ING website, read about a boy's ideal meal, complete a worksheet that compares the cost of eating...
Lesson Plan
Curated OER

A Money Plan

For Teachers 6th - 8th
Middle schoolers discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.
Lesson Plan
Curated OER

Good Debt -- Bad Debt

For Teachers 6th - 8th
Students examine the difference between good debt and bad debt. They participate in online games to help a character decide how to wisely spend their money. They answer questions to complete the instructional activity.
Lesson Plan
Curated OER

Being Thrifty is So Nifty

For Teachers 3rd - 5th
Students watch a video that focusing on budgeting while completing worksheets that include charts. They brainstorm ideas for budgeting time and money. They culminate the activity by planning an order from two different restaurants.
Lesson Plan
Curated OER

Mr. Popper's Penguin's

For Teachers 4th
Fourth graders locate Antarctica and recognize it as the setting of Mr. Popper's Penguins. In this Mr. Popper's Penguins instructional activity, 4th graders understand the financial decisions made by Mr. Popper. Students discuss wise...
Lesson Plan
National First Ladies' Library

Will Rogers

For Teachers 2nd - 5th
Learners explore the concepts of irony and humor. They discuss Will Rogers' history and determine that he was a humorist who many viewed as very wise. They read quotes of Will Rogers and determine that everybody is ignorant, only on...
Lesson Plan
Curated OER

Banking on the Future: Penny Drive

For Teachers 4th - 6th
Students study why philanthropy is needed and learn to complete a penny drive. In this philanthropy lesson, students learn the need to invest money for future purposes and identify a cause in the community to hold a penny drive for.
Lesson Plan
Curated OER

Intro to Building Bridges

For Teachers 5th - 8th
Students participate in groups to complete the best bridge.  For this bridge building lesson, students are assigned a role in building the bridge.  Students will have to keep to their budgets. After the bridges are built,...
Lesson Plan
Visa

The Danger of Debt: Avoiding Financial Pitfalls

For Teachers 9th - 12th Standards
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
Lesson Plan
Curated OER

Forecast Sunny and Warm

For Teachers 3rd - 5th
Students explore the concept of philanthropy. In this service learning lesson plan, students participate in hands-on activities that replicate building a foundation and providing for future generations.
Lesson Plan
Curated OER

Day in the Life of a Homeless Person

For Teachers 3rd - 5th
Students examine a day from the point of view of a homeless person. They listen to and discuss two stories, identify ways to help homeless people, watch a Reading Rainbow video, and write an essay.
Lesson Plan
University of Missouri

University of Missouri St. Louis:wise Pockets: Kermit the Hermit

For Teachers 3rd - 5th
This is an elementary level lesson that deals with spending, saving, income, and interest. Requires the book Kermit the Hermit by Bill Peet. Includes detailed lesson plan along with procedures and activities.
Lesson Plan
University of Missouri

University of Missouri: Wise Pockets: Berenstain Bears' Trouble With Money

For Teachers 3rd - 5th
Using a Berenstain Bears' book, learners are introduced to concepts such as spending, goods, services, income, saving, and interest. Lesson is detailed and has good activities. Includes questions about the story that teach students about...