Lesson Plan
Curated OER

Budgeting: You Can't Manage What You Don't Know

For Teachers 2nd - 5th
Students discuss budgets. In this mathematics lesson, students watch an episode of Biz Kid$ about budgeting, participate in a guided group discussion, and create a pamphlet to teach others how to budget their money. Extension activities...
Lesson Plan
Curated OER

Math In Everyday Life

For Teachers 2nd - 3rd
Second and third graders solve word problems involving both time and money. First the class works together to solve basic addition, subtraction, multiplication, and simple fraction problems (these examples are provided). After solving...
Lesson Plan
Take 10

Author’s Perspective

For Teachers 7th - 10th
Gradually build understanding of author's point of view through a scaffolded set of exercises. Moving from direct instruction, to collaborative work, and eventually to independent practice, these steps will assist your class in...
Lesson Plan
Curated OER

Where Does All the Money Go?

For Teachers 3rd - 5th
Students explore the concept of uses for money. For this uses for money lesson, students discuss ways in which money can be utilized such as spending, saving, investing, donating, etc. Students discuss the differences between needs and...
Lesson Plan
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Spend, Save, Invest or Donate

For Teachers 6th - 8th
Middle schoolers explore the concept of philanthropy. In this personal finance lesson, students consider economic choices and why people donate to causes. Middle schoolers investigate the processes of borrowing money and investing money...
Lesson Plan
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Alexander, Who Used to Be Rich Last Sunday

For Teachers 4th
Fourth graders read the story Alexander, Who Used to Be Rich Last Sunday and discuss money issues. In this money lesson plan, 4th graders create a budget.
Lesson Plan
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Reality Store: How to Plan a Budget, Pay Bills, and Manage Your Money

For Teachers 1st - 5th
Students plan a budget and pay bills when they visit the "Reality Store," a series of classroom studying stations. The use of paying bills and running a class store is used to help students grasp the concept of business.
Lesson Plan
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Reading and Vocabulary - Sale Ads

For Teachers Higher Ed
Intermediate ESL students practice reading sale ads. They will look through a sales catalog or newspaper and highlight words they don't know, work together to determine the definitions, then decide how much they save in given situations.
Lesson Plan
Curated OER

You Are The Farmer

For Teachers 4th - 6th
Students investigate the farming business and occupations in agriculture. Basic multi-step math operations are performed in calculating some of the expenses involved in farming.
Lesson Plan
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How to Achieve Your Financial Goals

For Teachers 2nd - 5th
Students explore economics by creating a budget. In this financial goal setting instructional activity, students investigate their use of time by completing a worksheet. Students identify financial goals they would like to achieve in the...
Lesson Plan
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Using Credit and Spending Money Wisely

For Teachers 1st - 4th
Young scholars discuss how to spend money wisely. In this consumer math lesson, students read the book, Mr. Popper's Penguins and discuss how much it costs to take care of a pet. Young scholars complete a worksheet to calculate the total...
Lesson Plan
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Making Good Money Choices

For Teachers K - 4th
Student explore an economic-decision making model to decide where to donate money they have collected. In this philanthropic money instructional activity, students develop a plan for raising money and then decide how to best spend it for...
Lesson Plan
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Savings and Consumption

For Teachers 9th - Higher Ed
Students engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The instructional activity helps students to create a working...
Lesson Plan
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Spend, Save, Invest or Donate (9-12)

For Teachers 9th - 12th
Students explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...
Lesson Plan
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Making Choices

For Teachers 2nd
Second graders explore financial decision making. In this introductory economics lesson, 2nd graders listen to the book Alexander, Who Used to be Rich Last Sunday by Judith Viorst, and discuss making financial choices based on wants and...
Lesson Plan
Curated OER

The REAL Cost of College

For Teachers 7th - 12th
Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...
Lesson Plan
Federal Reserve Bank

Cotton in My Sack

For Teachers 4th - 6th Standards
As part of a study of saving choices and opportunity costs, class members listen to a reading of Lois Lenski's Cotton in My Sack, and then evaluate the spending choices made by the Hutley family.  
Lesson Plan
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Take It To the Bank

For Teachers 3rd - 4th
Examine how the economics of a school store relate to real world economics. Elementary students explore various websites, complete a Venn diagram, create a schedule of wages for the students, read the book "A Chair For My Mother" and...
Lesson Plan
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Plan a Vacation

For Teachers 6th - 8th Standards
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
Lesson Plan
Curated OER

The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 1st - 3rd
Students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
Lesson Plan
Curated OER

COULD YOU START A BUSINESS?

For Teachers 9th - 12th
Students learn how a business starts and finds financial independence. In this activity, students learn the struggle of financial management, the costs of running a business and how to keep a budget.
Lesson Plan
Curated OER

Save the Bay!

For Teachers 3rd - 5th
Young scholars explore environmental protection by creating a presentation in class. In this Chesapeake Bay lesson, students discuss the current threats from human beings towards the delicate balance of life near the bay. Young scholars...
Lesson Plan
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Forecast Sunny and Warm

For Teachers 3rd - 5th
Young scholars explore the concept of philanthropy. In this service learning lesson, students participate in hands-on activities that replicate building a foundation and providing for future generations.
Lesson Plan
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Math and Money

For Teachers 6th - 8th
Students explore personal finance.  In this middle school mathematics lesson, students investigate banking, income tax, and the cost of living.  The lesson includes two bonus lessons on graphing their personal spending habits...

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