Curated OER
Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
EngageNY
The Mathematics Behind a Structured Savings Plan
Make your money work for you. Future economists learn how to apply sigma notation and how to calculate the sum of a finite geometric series. The skill is essential in determining the future value of a structured savings plan with...
Alabama Learning Exchange
How Old is Your Money?
Elementary learners explore coin mint dates. First, they listen to the book Alexander Who Used to be Rich Last Sunday by Judith Viorst. They then sort a collection of coins according to their mint date and put them in order from oldest...
Visa
Dream Big: Money and Goals
Whether their objective is independent living, going to college, or buying a car, pupils will participate in discussions and complete worksheets to gain an understanding of how short- and long-term goals play a large role in helping...
Curated OER
Saving Money On Household Items
Young scholars use sale ads to compare and contrast prices on groceries, electronics, appliances and other goods. Working in groups, students brainstorm ways to save money on these items. This lesson is intended for young scholars...
Curated OER
Savings and Budget
Second graders investigate the concept of developing a budget. In this financial awareness lesson, 2nd graders read the book The Case of the Shrunken Allowance and brainstorm ways they can save and budget money. Students create their own...
Curated OER
How Much Do We Save?
Students use coupons to save. In this saving lesson students practice their addition, multiplication and estimating skills with dollars and cents. They investigate grocery coupons and look for ways to save money.
Curated OER
Keeping Track of Our Money
Second graders complete activities to learn how to manage money. In this managing money activity, 2nd graders read the book How the Second Grade Got $8,205.50 to Visit the Statue of Liberty and complete two related worksheets.
Curated OER
The Hundred Penny Box
Students compare how people save money in financial institutions, after reading the story, The Hundred Penny Box. They analyze the advantages of regular saving and how savings grow with compounding.
Visa
Kindness Counts: Understanding Charitable Giving
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both oneself...
Federal Reserve Bank
Savvy Savers
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal finance...
Federal Reserve Bank
The Pickle Patch Bathtub
What do your pupils want to save up their money for? Based around the book The Pickle Patch Bathtub, this lesson covers opportunity cost, saving, and spending. Learners participate in a discussion and practice making their own savings...
Curated OER
Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
Curated OER
Currency and the Fed
Students take a closer look at money. In this federal reserve lesson, students complete the provided handouts that require them to examine Federal reserve notes and discover details about the role of the Federal Reserve in the United...
Federal Reserve Bank
Sheep in a Shop
What do you think sheep might be able to barter when they don't have quite enough to buy a gift? Your pupils can find out this and much more during this lesson about Sheep in a Shop, spending, saving, and bartering.
Scholastic
The Lorax by Dr. Seuss Lesson Plan
Celebrate the whimsical world of Dr. Seuss with a instructional activity that features the memorable tale of The Lorax. After listening to a riveting read-aloud, scholars take part in a grand conversation about the story and environment....
Federal Reserve Bank
Financial Fables: Shopping Wisely with Olivia Owl
Cover two subjects with one lesson! First, dive into English language arts; read an eBook, answer comprehension questions, and complete a cause and effect chart about the financial fable, Shopping Wisely with Olivia Owl. Then, take a...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Federal Reserve Bank
Glo Goes Shopping
Making decisions can be very difficult. Show your class one way to evaluate choices with this lesson, which is inspired by the book Glo Goes Shopping. Learners practicing using a decision-making grid with the content of the story and a...
Curated OER
Less Than Zero
Students keep track of money. In this money management lesson, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
Curated OER
Budgeting
Students explore what butgeting means. In this mathematics lesson, students determine that certain things need to be part of a budget like food and clothing by answering real-life types of questions on whether one should save money and...
Curated OER
Borrowing and Lending
Fourth graders investigate the advantages and disadvantages of borrowing money. In this financial awareness lesson, 4th graders read the book Ben and Me and create a table displaying the advantages and disadvantages of borrowing money.
Curated OER
Recession Lesson: The Silver Lining of the Economic Downturn
Students discuss money and interest. In this discussing money and interest lesson, students discuss positives of an economic recession. Students discuss how savings rates have increased over time and the general attitude towards...
Curated OER
A Lesson to Accompany "Benjamin Franklin and the Birth of a Paper Money Economy"
Students examine the role of money in the colonial economy by participating in a trading activity. In this colonial economy instructional activity, students complete an activity to learn about colonial trade and what happens when there...