John Talavera
Autism iHelp – Opposites
In/out, up/down, big/small; understanding opposites is a fundamental vocabulary-building skill. This app uses real-life photographs, to introduce the learner to the concept of opposites. Learning opposites is necessary for understanding...
Curated OER
Lesson 4: Credit
Students discuss and define credit and different types of credit, identify two positive things about using credit properly, identify two negative things about using credit improperly, and identify how and where to obtain a credit report.
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It's Your Future
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson plan, students create a career plan and personal budget of their own...
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Filling Empty Pockets: Borrowing, Loans, and Credit
Students examine credit components and how each works within our economy today. For this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line research.
Practical Money Skills
Understanding Credit
Help your young consumers learn about credit and the importance of credit history. With a thorough instructional activity about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be...
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Deals on Wheels!
Students calculate monthly car payments using different rates of interest. They calculate the maximum amount that can be financed/borrowed given a preset estimated/budgeted monthly payment and determine how limited resources cause people...
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Your Money and Your Math
In this algebra worksheet, students calculate interest based on a certain amount of capital, sale or item purchased. They convert percents to decimals and perform the correct calculations to find their answer. There are 20 questions.
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Unit 4: Money Management - Using Bank Services
Students explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of banks...
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Thinking About Credit
Students examine the use of credit such as installment purchases and credit cards. In this credit lesson, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit cards. They determine...
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Stock Market Math
Learners select a company that they like and using technology, in teams, they prepare a class presentation about their company. The class have the option to buy stock or choose a competitor. Each team research a company and buy...
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Calculating Interest
Students solve interest problems for bank accounts and loans to gain real life experience. They also review newspapers and find a car they wish to purchase then are given a rate and time of loan.
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ABC's Of Figuring Interest
Students participate in a lesson of figuring interest. This is done in order to strengthen number calculation skills while computing the interest when buying different things. This done in conjunction with using credit to make purchases...
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Credit: Buy Now & Pay Later
Students examine credit and how it works. In this financial literacy lesson plan, students review the pros and cons of credit in order to purchase goods and services by answering provided questions and working within a group to come up...
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Japan's Economic Miracle
Students explore the concepts of price and demand. In groups, pupils simulate the purchase and selling of land in Japan. They create a loan, and make decisions to buy or sell as the economic market fluctuates. Classmates discuss their...
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LET YOUR FINGERS DO THE WALKING
The student will recognize different information sources. 2. The student will use a telephone book as a resource for locating agricultural businesses
and people with agriculture-related jobs.Discuss the purpose of the phone book, and...
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Hey Friend, Can You Lend Me Some Money?
Learners examine credit and discuss that it is a loan and must be paid back. They explain the costs and benefits of using credit. They also practice filling out a credit application.
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Credit Cards: Buy Now, Pay Later
Young scholars comprehend that when they use a credit card, they are taking out a loan from the issuer of the card. They access that if a card is paid in full each month, there is no cost for using the credit card. However, if the...
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Consumer Credit: Buy Now, Pay Later, and More
Students explore the concept of consumer credit. In this consumer credit lesson, students discuss the costs and benefits of buying with credit. Students examine scenarios to determine the costs and benefits of using a particular method...
Federal Reserve Bank
Could It Happen Again?
The final instructional activity in a series of six about the Great Depression focuses on the Federal Reserve's role in stabilizing the economy.
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Who Lives in the Water? Stream Side Science
Andree Walker thought of everything when he wrote this resource. It includes a detailed list of materials and background information links for the teacher. In addition, it has procedures, a macroinvertebrate identification key, and tally...
Federal Reserve Bank
The Car Deal Package
Buying a car is no easy task, and can have major long-term consequences if done without proper financial knowledge. Ensure your learners are prepared with the information and criteria for comparing different car deals and signing contracts.
Curated OER
The Panic of 1837 and the Presidency of Martin Van Buren
High schoolers analyze period political cartoons and the causes of the economic downturn that began in1836. President Martin Van Buren's response as president and the reaction to his measures form the focus of this lesson.
Curated OER
Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
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Nitrogen Cycle-Stream Side Science
A thorough background and nitrate sampling lab sheet are provided to share with your young scientists. After discussing the nitrogen cycle with the class, you will break them into small groups and show them how to use their inquiry...