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Worksheet
Curated OER

The Euro in Crisis

For Students 9th - 12th
The November 14, 2011 edition of the New York Times included an article about debt and the European economy. Critical readers use the article to answer 13 who, what, when, where, and why questions. 
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Lesson Plan
Curated OER

Extra Credit: It’s No Fairy Tale

For Teachers 9th - 12th
Students discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Students...
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Lesson Plan
PricewaterhouseCoopers

Credit and Debt: Decisions, Decisions...

For Teachers 3rd - 5th
Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they learn trustworthiness is...
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Unit Plan
We are Teachers

What Goes Up Must Come Down

For Teachers 9th - 12th Standards
From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.
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Worksheet
Curated OER

Cartoons for the Classroom: Between the Lines, Debt Crisis

For Students 8th - 12th
In this European debt crisis worksheet, students analyze a political cartoon about Greek debt and respond to 3 talking point questions.
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Lesson Plan
Curated OER

Why Would I Owe My Soul to the Company Store?

For Teachers 6th
Sixth graders listen to "Sixteen Tons" by Tennessee Ernie Ford and discuss what it means to owe one's soul to a store. In this mathematics lesson, 6th graders determine what a miner's income was minus his expenses graphing findings in a...
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Lesson Plan
Curated OER

Credit Card Danger and Abuse

For Teachers 9th - 11th
Young scholars, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their...
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Unit Plan
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Practical Money Skills

About Credit

For Teachers 9th - 12th Standards
It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...
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Lesson Plan
Curated OER

In Debt or Not In Debt

For Teachers 8th - 11th
Students investigate the use of credit cards. In this algebra lesson, students differentiate the interest rate of credit cards and how to stay debt free. They identify pros and cons of credit cards.
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Lesson Plan
Curated OER

Lesson 5: Creating a Budget

For Teachers 11th - Higher Ed
Learners define and discuss concepts of income and expense, figure out monthly take home pay, keep track of their spending for one month, identify at least ten categories of expenses, and develop budgets to prevent falling into debt.
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Lesson Plan
Curated OER

Building Wealth

For Teachers 8th - 12th
Students explore budgeting.  in this building wealth lesson, students examine ways to invest and save money.  They set financial goals and determine methods to reach the goals.  Students discuss managing debt, credit reports and credit...
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Lesson Plan
Curated OER

Piecewise Modeling with Multiple Functions: Federal Debt

For Teachers 9th - 12th
Students analyze data on debt and write an equation. In this statistics lesson, students are given data from different time periods, and are asked to graph and analyze the data. They work in groups, and are assigned different parts of...
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Lesson Plan
Curated OER

Wise Pockets

For Teachers 3rd - 6th
Using children's picture books and role-playing activities, youngsters begin to learn about personal finance management. These lesson plans are engaging and intend to endow pupils with skills for making wise decisions with money as they...
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Lesson Plan
Curated OER

Good Debt -- Bad Debt

For Teachers 6th - 8th
Students examine the difference between good debt and bad debt. They participate in online games to help a character decide how to wisely spend their money. They answer questions to complete the lesson.
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Lesson Plan
Curated OER

State Government Debt in Utah: Rapid Growth in Recent Years

For Teachers 11th - 12th
Students examine growth of debt in Utah state government from 1991 to present, compare general obligation debt and revenue debt incurred by state, identify four primary methods used by governments to finance projects, and complete...
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Lesson Plan
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Council for Economic Education

FRED and the Federal Budget Interactive Lesson

For Teachers 9th - 12th Standards
How can a federal debt accumulate over time? The Federal Reserve Economic Data (FRED) dashboard allows scholars to actively research each aspect of the federal budget. In pairs, they analyze economic data to determine the best way to...
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Unit Plan
Radford University

Mathematical Modeling: Lessons 2-3

For Teachers 9th - 12th Standards
Not all functions are created equal. Pupils apply regression analysis using polynomial, exponential, and logarithmic functions to investigate the relationship between variables and to decide which function would be best to model the...
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Activity
1
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Agile Mind

Isabella’s Credit Card

For Teachers 8th - 12th Standards
An in-depth activity that involves a real-world problem about credit card debt. Learners are given a scenario in which Isabella plans to stop using her credit card and pay off the balance by paying a fixed amount each month. The first...
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Worksheet
Curated OER

Debt

For Students 9th - 12th
In this economics worksheet, students find the terms that are related to the concept of debt and the answers are found by clicking the button at the bottom of the page.
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Lesson Plan
Curated OER

Interest Rates

For Teachers 5th - 8th
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year...
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Lesson Plan
Curated OER

Should America Balance the Federal Budget?

For Teachers 9th - 12th
Young scholars analyze the federal budget of the United States. In this national debt lesson, students listen to their instructor present a lecture regarding the details of the balancing the federal budget. Young scholars respond to...
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Lesson Plan
Curated OER

Not for a Billion Gazillion Dollars

For Teachers 5th - 6th
Students discover what debt, saving, and credit are.  In this personal finance lesson plan, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
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Lesson Plan
Curated OER

Shopping Smarter

For Teachers 5th - 7th
Students read a book about money and smart shopping to learn about debt, advertising, and the use of credit cards. In this consumer math lesson plan, students read the book The Kids' Money Book and discuss economic concepts. Students...
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Lesson Plan
Curated OER

High Earners Can Still Struggle

For Teachers 9th - 12th
High schoolers explore the concept of financial trouble. In this financial trouble lesson, students read an article about people who earn large salaries, but still have financial trouble. High schoolers discuss ways to avoid and get out...

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