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Curated OER
Budgeting (Part 1)
Students examine why a budget may be helpful. In this budgeting lesson, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
Curated OER
Spending
Student explore the value of money. In this addition and subtraction lesson, 2nd graders earn "money" for classroom jobs and spend it in the classroom. Students practice how to add prices and calculate change. This lesson incorporates...
Curated OER
Budget Busters
Use this economic activity to focus on writing summaries of informational text. First, middle schoolers define common economic terms used to describe news about the economy. They closely read news about the federal budget deficit and...
DiscoverE
Textbook Support Challenge
Textbooks are heavier than a sheet of paper, so how can paper hold up a textbook? Young engineers create a structure out of paper that can support a textbook. To add another wrinkle, they must stay within budget and time constraints.
Curated OER
A Family Spending Plan
Students investigate family expenditures. In this family budget lesson, students examine the wages and expenditures of family and then create a monthly budget for the family to follow.
Curated OER
Balancing the Budget
Learners identify the different components that make up the federal budget. They discuss the relationship between government revenues and spending and between budget deficits and the national debt. Students predict how changes in...
iCivics
County Government: High School
Balancing a budget—the bane of many people's existence! Yet, its' something that must be done, especially in government systems. The resource, fourth in a seven-part series exploring local government, focuses on various exercises that...
Curated OER
Spending
High schoolers participate in a lesson that illustrates the concept of spending and how it effects the economy. Technology is integrated in this study with the use of a computer simulation of a pinball game that shows how fast money can...
Curated OER
Spending Spree
Pupils collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction to...
Curated OER
Banking for Your Future
Students get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.
Curated OER
Having a Savings Plan
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...
Curated OER
Consumerism - Grocery Shopping
High schoolers watch a video on how marketers plan their strategies in supermarkets. In groups, they are given a set amount of money and asked to go through a grocery store simulation with a list. After the simulation, they discuss the...
Curated OER
Money and Credit: Making Good Decisions
Students participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
Curated OER
Scarcity, Choice and Decisions
Students study the basic economic trilogy (scarcity, choice, and costs). In this money management instructional activity, students use a scenario of a High School Prom to calculate how scarcity, choice and cost apply by completing...
Curated OER
Savings Accounts and Interest
First graders study money, banks, and getting interest on money. In this consumer math lesson, 1st graders listen to Stan and Jan Berenstain's, Berenstain Bears' Trouble With Money. They use the concepts in the book to discuss...
Curated OER
Lesson Learned: Creating a Life Reports Project
Tap into the wisdom and knowledge of older members of the community with this New York Times plan. To warm up, learners write about and discuss advice they have been given. After reading "The Life Report," an op-ed column that asks older...
Curated OER
My Bank, My Budget, My Decisions
Students create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
Curated OER
Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
Practical Money Skills
Making Money
Prepare your class for a life of financial literacy and stability with a unit about making money. Three lessons guides learners through the process of preparing a resume, interviewing for a job, and reading a pay stub.
Practical Money Skills
About Credit
It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...
Workforce Solutions
Plan a Vacation
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
Curated OER
Importance and History of Ecological Conservation
Discuss and analyze a variety of information regarding the history of ecological conservation and preservation, as well as its importance. Scholars work in groups to complete four different activities, then report back to the class for a...
PwC Financial Literacy
Insurance Why's and How's
Middle schoolers explore the primary purposes of a variety of types of insurance. They determine who benefits the most from insurance coverage, and examine the factors that lead to increases and decreases in insurance premiums. The...
Curated OER
Americans Spending at Record Rates
In this Americans spending at record rates worksheet, 8th graders read or listen to an article, discuss money topics, answer 8 true or false, match 10 synonyms, and 10 phrases, fill in 16 blanks, answer 6 short answer questions, discuss,...