Prevent the Federal Reserve System from becoming a dry topic for your middle and high schoolers by using an informative, engaging resource! The cartoon takes your class on a journey with aliens from the planet of Novus to observe the...

Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as well...

From checking and savings accounts to learning the importance of maintaining records and balancing a bank account, prepare your students to become financially independent and savvy adults, and explore all the intricacies of owning a bank...

Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both oneself...

Take the opportunity to offer your young adults some important financial wisdom on the way taxes and inflation will affect their lives in the future. Through discussion and review of different real-world scenarios provided in this...

Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...

Introduce your young adults to the important understanding that the money they receive from their paychecks is a net amount as a result of deductions from taxes. Other topics covered include federal, state, Medicare and social security...

Why shouldn't we just save all our money in our mattress? Couldn't our money disappear? Pupils discover the benefits of utilizing banks and credit unions for saving money, as well as how to evaluate different types of institutions by...

Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource will...

Every little penny counts, especially when it comes to saving for emergencies or long-term goals. Pupils evaluate different saving and investment strategies, such as a CD or money market account, through worksheets and by researching...

With college tuition at an all-time high, high school students must consider the financial obligations of attending higher education, as well as the impact of college on future career opportunities. Pupils will complete worksheets,...

What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.

From understanding stock market performance and return on investment to identifying the costs and benefits of credit and avoiding debt problems, this is an absolute must-have resource for financial planning and literacy.

There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...

As eighth-graders move on to high school, strong time management skills become critical. As part of a career Planning & Management unit, scholars learn how to analyze their time and consider how their choices impact their ability to...

High school freshmen are asked to think about their future goals and reflect on what they have learned about the barriers they may face and the resources they have to overcome these barriers. Individuals then respond to questions on a...

Shared values are often the keystone in friendships. Class pairs use their "Values" handout from a previous lesson and interview one another to identify values they share and don't share. Then, consider how their differences contribute...

Rent, food, utilities, gas, clothing, taxes! It all adds up. As part of a career planning and management unit, high school sophomores learn about financial planning and budgeting.

You know hydrophobia, arachnophobia, and maybe even ophidiophobia, but do you recall Zeteophobia, the least famous phobia of all? As part of a Career Development series, job seekers investigate the power of zeteophobia, the fear that...

Scholars complete the Reality Chech handout that identifies their potential salary given a specific profession. Pupils examine the lifestyle options and choose what they wish to have; however, each item costs money and, depending on how...