Practical Money Skills
Budgeting Your Money
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
Curated OER
Marriage and Financial Goals, Budgeting Strategies
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Curated OER
Budgets: The Cost of Running a Planet
Students develop a personal and planetary budget. They explore the "Spending Central" section of the ING website, discuss why we keep personal budgets, and in small groups complete a worksheet in which they create a budget for the planet.
Visa
The Art of Budgeting
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Curated OER
Money Math Lessons for Life
An outstanding instructional activity on financial literacy is here for you. Learners are presented with six scenarios, then compute the amount of savings they will have in their accounts. They complete a series of exercises designed to...
Curated OER
Lesson Learned: Creating a Life Reports Project
Tap into the wisdom and knowledge of older members of the community with this New York Times plan. To warm up, learners write about and discuss advice they have been given. After reading "The Life Report," an op-ed column that asks older...
Curated OER
Money Math: Lessons for Life
Students develop a budget for a college student using all of the influences that the student would have. In this budgeting lesson plan, students use real life examples to create a budget spreadsheet. Students read and study sample...
Curated OER
Money Management Part I: Money and You: An Introduction to Money Management and Budgeting
Learners discuss personal finance and create personal budgets. They discuss the importance of managing their money and how money management skills impact their future. Note: This lesson is intended for use with a SMART Board and...
Curated OER
Micro Economics - Personal Budgeting
Students explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
Federal Reserve Bank
A Penny Saved
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
Curated OER
Budgeting: You Can't Manage What You Don't Know
Students discuss budgets. For this mathematics lesson, students watch an episode of Biz Kid$ about budgeting, participate in a guided group discussion, and create a pamphlet to teach others how to budget their money. Extension activities...
Curated OER
Budgeting
Students establish budgeting techniques. In this Economics lesson, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.
Curated OER
Budget Bonanza
Students demonstrate how to use a budget plan. In this consumer math lesson, students calculate the total cost of data and determine if they are within budget. Students use calculators to determine the total cost. There is a rubric...
Federal Reserve Bank
Banking on Debit Cards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know regarding personal...
EduGAINs
Making Savvy Consumer Choices
It's never too early to learn about grocery budgeting. Middle schoolers delve into the world of consumer math with a activity that focuses on both healthy choices and real-world math applications. Groups work together to form a grocery...
California Department of Education
Choosing My Lifestyle
How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson plan in a five-part series tasks individuals with determining an...
Curated OER
Lesson 5: Creating a Budget
Learners define and discuss concepts of income and expense, figure out monthly take home pay, keep track of their spending for one month, identify at least ten categories of expenses, and develop budgets to prevent falling into debt.
Curated OER
Budget Making
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
Curated OER
Budgeting
Students analyze personal budgets. In this budgeting lesson plan, students examine personal budgeting skills as they listen to a presentation and complete worksheets. Student set up personal budgets.
PLS 3rd Learning
Monthly Budget & Operating Costs
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
PLS 3rd Learning
Budget Basics
Prepare young adults for life with various budgeting activities. Exercises include identifying fixed, variable, and discretionary income, and creating a budget based on a realistic projected income. The required website allows teachers...
Curated OER
Budgeting-It Is For Everyone
Students complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
Curated OER
"Real Life" Budgeting Project
Pupils experience what it is like to be a responsible citizen through a monthly budget through using a variety of research skills.
They apply collected data in a decision making exercise and
present the final product in a clear and...