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Budgeting - The Basics, Part 1
Young scholars investigate personal budgets and discuss how to make monetary decisions. They work in small groups to make money decisions for their classrooms or a playground, and present their decisions to the whole class.
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We're Spending Too Much Money
Students discuss the reasons for having a budget. They create their own personal budget and explain how the bartering system can work for some items today.
Visa
Money Matters: Why It Pays to Be Financially Responsible
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
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Money Smart Choices
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
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Money Comes and Goes
Students explore the concept of budgeting. In this family economics lesson, students track family sources of incomes as well as family expenses for 1 month. Students analyze the data they collect and discuss personal budgeting.
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Calculating the Cost of Living
Bring Consumer Mathematics and Economics to life with this lesson, where learners investigate personal finance and budgeting. They use the newspaper’s classified section to determine a future job and potential earnings and determine a...
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Comparing Plans
Good consumer practices such as price comparison can make or break a budget. Youngsters research five different cell phone carriers and the plans they offer. They compile their data and determine which plan offers the best value. They...
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Balancing a Budget
Students investigate money management. In this secondary mathematics instructional activity, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs. Students investigate...
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Band Tour Across America
Students plan the trip of a band across America. In this money planning instructional activity, students create a budget for the band using excel basic functions. They manage the band and its budget and relate the tour to future...
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Money Math: Lessons for Life
Students develop a budget for a college student using all of the influences that the student would have. In this budgeting lesson plan, students use real life examples to create a budget spreadsheet. Students read and study sample...
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Banking for Your Future
Students get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.
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Building Tolerance for Poverty in Math
Students explore approximate and exact solutions. In this interdisciplinary lesson, 6th graders will be placed in 'family groups' to create a budget that is subject to random events as chosen from the 'things happen' box. This lesson...
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Family Finances
Students examine the dynamics of family finances. In groups, they discuss the importance of a budget and create their own given a fictional amount of money. As a class, they listen to a speaker from the bank discussing the importance of...
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Let the Campaign Begin
Learners differentiate between positive and negative personal attributes and select a fictional character for nomination who personifies the qualities of a good leader. They use the Internet to learn about the election process and write...
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Alicia Keys, Songs in A Minor
Students watch a video about Alicia Keys and discuss the business side of her career. Groups role-play producers for her new album taking on the responsibility for all aspects, including budgets, contracts, song production, and advertising.
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Clipping Coupons
High schoolers explore the use of coupons to promote cost saving and help families remain within their monthly budget. In groups students create a shopping list using coupons provided by the teacher. They record the actual cost of the...
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Take Time to Save Now
Students brainstorm reasons to save money, investigate impact of saving regularly using interactive, on-line calculators, explain how compounding interest affects savings, explore different strategies for saving money, and write personal...
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Careers Lesson: Budget Analysis
Ninth graders examine money management. They study percentages, inequalities, fixed and variable expense calculations in order to develop an understanding of how these concepts apply to budgeting a lifestyle for a specific career.
PwC Financial Literacy
Finanacial Responsibility and Decision Making: Personal Information and Identity Theft
Elementary schoolers look into the very real, and scary, practice of identity theft. They discover the main techniques used by people who steal other people's identity. Learners produce an identity theft tip sheet and share their tips...
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Financial Institution Comparison
Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...
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Common Procedure Costs
Kids never think about the cost of medical expenses, because they never think they'll get hurt. To better understand personal financial planning, learners research common medical procedures and their costs. They use a worksheet and the...
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College Simulation
Students pretend they are a college freshman and taking a full load of classes. Individually, they create a budget based on their $9.00 an hour job in order to meet all of their repsonsibilities. They complete the simulation online and...
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Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
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Learning to Spend, Learning to Give
Middle schoolers explore the concept of personal finances. In this personal finances lesson plan, students identify their income and expenses. Middle schoolers create a budget for their spending, saving, investing, and donating habits....