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Lesson Plan
Curated OER

Your Tax Dollars at Work

For Teachers 5th - 12th
In order to understand how tax dollars are spent, young economists use given data and graph it on a circle graph. Circle graphs are highly visual and can help individuals describe data. A class discussion follows the initial activity.
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Lesson Plan
California Department of Education

My Future Lifestyle

For Teachers 7th Standards
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
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Lesson Plan
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Workforce Solutions

Plan a Vacation

For Teachers 6th - 8th Standards
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and well-organized...
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Lesson Plan
Curated OER

A Money Plan

For Teachers 6th - 8th
Students discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.
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Lesson Plan
SaveandInvest.org

The True Cost of Owning a Car

For Teachers 10th - 12th
Almost every teen wants a car, but can they really afford one? The instructional activity walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or...
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Unit Plan
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Practical Money Skills

Making Decisions

For Teachers 9th - 12th Standards
Money represents decisions: spending decisions, saving decisions, and investing decisions. Encourage young adults to think about the decisions they make with their money in a three-day unit about personal finance, consumer spending, and...
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Unit Plan
Wells Fargo

Hands on Banking

For Teachers 6th - 8th Standards
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
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Lesson Plan
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Practical Money Skills

Living on Your Own

For Teachers 6th - 12th
Independent living can be fun, but also overwhelming if you don't know how to budget your income and expenses. Go over the ways that kids can manage their money as they take a huge step into adulthood with a project-based lesson about...
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Unit Plan
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Practical Money Skills

Student Loans

For Teachers 9th - 12th Standards
If your learners are college bound, they'll need a lesson about student loans and personal finance before they step into their dorm room. A four-day lesson guides high schoolers through the process of budgeting for college, as well as...
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Organizer
Arizona Department of Education

Be Independent / Life Management Skills

For Teachers 9th - 12th
Living independently is about more than managing money. Learn how to manage time, balance responsibilities, and calculate overtime and income with a set of activities about life management skills.
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Lesson Plan
Curated OER

Budgeting (Part 1)

For Teachers 5th - 6th
Students examine why a budget may be helpful. In this budgeting lesson, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
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Lesson Plan
Curated OER

Business: Making a Budget

For Teachers 10th - 12th
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
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Lesson Plan
Curated OER

Budget Finances

For Teachers 11th - 12th
Students role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They develop...
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Lesson Plan
Curated OER

The Art of Budgeting

For Teachers 10th - Higher Ed
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present a...
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Lesson Plan
Curated OER

A Budget Can Help Young People Cut Their Spending

For Teachers 9th - 12th
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
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Lesson Plan
Curated OER

Stretching Your Money with Coupons

For Teachers 11th - Higher Ed
Learners examine ways to extend their budget with coupons. In this budgeting lesson, students read information about using coupons at the given website. Learners make a list of 30-50 products they use in their homes and use online...
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Lesson Plan
Curated OER

Money Math

For Teachers 4th - 5th
Students explore a story about a room decoration activity to learn about measurements and area. In this measurement lesson, students listen to a story about a boy who is redecorating his bedroom. Students discuss the story and work in...
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Lesson Plan
Curated OER

SPENDING: Maintaining the Skill of Money

For Teachers 4th
Fourth graders explore the concept of maintaining money. In this personal finance lesson, 4th graders earn "money" for cleaning their classroom desks. Students spend the "money" in the classroom and practice making change.
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Lesson Plan
Curated OER

Planning A Household Budget

For Teachers 5th - 7th
Students experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.
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Lesson Plan
Curated OER

Public Policy & The Federal Budget

For Teachers 10th - 12th
Pupils, in groups, represent a single deparment in the executive branch and research the work of their department and their current budget via a provided Internet site and then must decide how to cut their budget for an emergency.
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Lesson Plan
Curated OER

Budgeting-It Is For Everyone

For Teachers 7th - 12th
Students complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
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Lesson Plan
Curated OER

Budgeting Makes a Difference!

For Teachers 9th - 12th
Students develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
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Lesson Plan
Curated OER

Describe How Money Barter, and Credit Were Used in Colonial Virginia

For Teachers 4th
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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Lesson Plan
Curated OER

Why Don't I Ever Have Any Money?

For Teachers 9th - 12th
High schoolers keep a journal on their current spending habits. In groups, they develop guidelines for a family to follow given a specific amount of take home pay. They role play various scenerios to see what can be done with a given...

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