Curated OER
Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
Visa
Earning Money
Where does money come from? Is it limitless and always available? Introduce your youngsters to the concept of earning through jobs and/or chores with a matching activity and provided worksheets.
Curated OER
The Berenstain Bears' Mad, Mad, Mad Toy Craze
Students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
Curated OER
Spend, Save or Donate
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
Curated OER
Learning to Spend, Learning to Give
Learners create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Learners create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
Curated OER
Keeping Track of Our Money
Second graders complete activities to learn how to manage money. In this managing money lesson, 2nd graders read the book How the Second Grade Got $8,205.50 to Visit the Statue of Liberty and complete two related worksheets.
Visa
The Tools to Build Your Financial Dream
When it comes to all the ways money management and financial responsibility weave into our daily lives as adults, make sure learners are prepared to locate resources for managing their finances, such as a financial advisor.
Curated OER
How Do We Spend, Save, and Donate?: Penny Drive
Learners explore the power of money. For this philanthropy lesson, students investigate how money is used in society. Learners record data regarding money patterns on graphic organizers.
Curated OER
Investing Money
Sixth graders participate in an simulated investment activity. They examine the purpose of different types of investments before they predict which will be the most successful. Finally, they simulate investing $1,000 in stocks, $1,000 in...
Curated OER
Marriage and Financial Goals, Budgeting Strategies
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Curated OER
Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
Curated OER
Money Math: Lessons for Life
Students develop a budget for a college student using all of the influences that the student would have. In this budgeting lesson plan, students use real life examples to create a budget spreadsheet. Students read and study...
Learning to Give
Five Thousand Dollars!
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
Curated OER
Budgeting Money
Middle schoolers explore the concept of budgeting. In this budgeting lesson, students pick an occupation and develop a list of needs and wants. Middle schoolers make a list of monthly expenses and budget their income to afford those...
Curated OER
Saving Makes Cents
Students identify ways families save money. In this financial instructional activity, students read the book A Chair for My Mother and discuss ways to save money. Students identify coin values and practice counting money.
Curated OER
The Money Game
Eleventh graders investigate the amount of money that families use throughout the year. In this economic and math lesson, 11th graders participate in a money bingo game. Students analyze the needs and wants for a...
Curated OER
Money Smart children
Young scholars elementary financial vocabulary words: spend, save, invest and donate. In this finance lesson, students respond to the story "Sam and the Lucky Moon." Young scholars describe the concepts of wants and needs, resources,...
Council for Economic Education
Opportunity Cost
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
Federal Reserve Bank
Income Taxes
Most adults dread April 15 — tax day! Tax preparation can be intimidating even for adults. Build confidence by leading individuals through the process and then give them a scenario to practice. The exercise uses tax vocabulary to give...
Curated OER
Currency and Exchange Rates
Fifth graders share the book, "The Story of Money" and discuss the uses of money, bartering, trade and the history of money. Students discuss various ways of spending: cash, check, debit/credit cards and review the check writing process....
Curated OER
Why Do People Save?
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
Curated OER
Money Smart Choices
Students make choices regarding money management. In this personal finance lesson plan, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal...
Curated OER
Managing My Money
Second graders use The Berenstain Bears' to learn about money management. In this money management lesson, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss the...
Workforce Solutions
Plan a Vacation
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...