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Practical Money Skills

Budgeting Your Money

For Teachers 6th - 12th
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
Lesson Plan
2
2
Federal Reserve Bank

Creating a Budget

For Students 9th - 12th Standards
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Lesson Plan
Curated OER

Budget Making

For Teachers 9th - 12th
After analyzing a pie graph of national spending, high schoolers express their opinions on priorities for national spending. They create a new bar graph and mail it to their congressional representative with recommendations about needed...
Lesson Plan
Curated OER

Money Management Part I: Money and You: An Introduction to Money Management and Budgeting

For Teachers 7th - 8th
Learners discuss personal finance and create personal budgets. They discuss the importance of managing their money and how money management skills impact their future. Note: This instructional activity is intended for use with a SMART...
Lesson Plan
Curated OER

Budgeting: You Can't Manage What You Don't Know

For Teachers 2nd - 5th
Students discuss budgets. For this mathematics lesson, students watch an episode of Biz Kid$ about budgeting, participate in a guided group discussion, and create a pamphlet to teach others how to budget their money. Extension activities...
Lesson Plan
Curated OER

Budget Bonanza

For Teachers 7th - 8th
Students demonstrate how to use a budget plan. In this consumer math instructional activity, students calculate the total cost of data and determine if they are within budget. Students use calculators to determine the total cost. There...
Lesson Plan
Visa

The Art of Budgeting

For Teachers 7th - 8th Standards
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
Lesson Plan
1
1
Federal Reserve Bank

A Penny Saved

For Teachers 10th - 12th Standards
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
Lesson Plan
EduGAINs

Making Savvy Consumer Choices

For Teachers 7th - 8th Standards
It's never too early to learn about grocery budgeting. Middle schoolers delve into the world of consumer math with a lesson that focuses on both healthy choices and real-world math applications. Groups work together to form a grocery...
Worksheet
Curated OER

Budgeting: Vacation Planning

For Students 7th - 12th
For this vacation planning worksheet, students plan a vacation.  They determine the approximate cost of their vacation.  Students complete an itenrary and  graphic organizer to identify daily costs of the vacation. ...
Lesson Plan
Curated OER

Budget Making

For Teachers 9th - 11th
Learners develop a budget for spending and saving. For this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
Worksheet
Curated OER

Shopping for Credit Exercise

For Students 8th - 12th
In this personal budgeting worksheet, students compare 3 credit card offers and determine which would benefit them the most. Students respond to 6 short answer questions about the exercise.
Lesson Plan
Curated OER

Budgeting

For Teachers 6th - 8th
Students analyze personal budgets. In this budgeting lesson, students examine personal budgeting skills as they listen to a presentation and complete worksheets. Student set up personal budgets.
Lesson Plan
PLS 3rd Learning

Monthly Budget & Operating Costs

For Teachers 9th - 12th
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
Lesson Plan
Curated OER

Personal Budgeting Project

For Teachers 8th - 11th
Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.
Lesson Plan
Curated OER

The Art of Budgeting

For Teachers 10th - Higher Ed
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present a...
Lesson Plan
Curated OER

Budgeting-It Is For Everyone

For Teachers 7th - 12th
Learners complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
Lesson Plan
Curated OER

Budgeting - The Basics, Part 1

For Teachers K - 8th
Students investigate personal budgets and discuss how to make monetary decisions. They work in small groups to make money decisions for their classrooms or a playground, and present their decisions to the whole class.
Lesson Plan
Visa

Money Matters: Why It Pays to Be Financially Responsible

For Teachers 9th - 12th Standards
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
Lesson Plan
Curated OER

Money Smart Choices

For Teachers 9th - 12th
High schoolers make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal...
Lesson Plan
Curated OER

Calculating the Cost of Living

For Teachers 9th - 10th
Bring Consumer Mathematics and Economics to life with this lesson, where learners investigate personal finance and budgeting. They use the newspaper’s classified section to determine a future job and potential earnings and determine a...
Lesson Plan
Curated OER

Comparing Plans

For Teachers 9th - 12th
Good consumer practices such as price comparison can make or break a budget. Youngsters research five different cell phone carriers and the plans they offer. They compile their data and determine which plan offers the best value. They...
Lesson Plan
Curated OER

Balancing a Budget

For Teachers 9th - 12th
Students investigate money management.  In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs.  Students investigate housing...
Worksheet
Curated OER

Designing a Theme Park on a Budget

For Students 5th - 6th
In this math worksheet, student use problem solving skills to plan and design a futuristic theme park on a budget. Learners draw the park on graph paper and set prices for admission and budget for all ongoing costs. This page is from the...

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