SaveandInvest.org
The True Cost of Owning a Car
Almost every teen wants a car, but can they really afford one? The instructional activity walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or...
California Department of Education
Choosing My Lifestyle
How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson in a five-part series tasks individuals with determining an...
Curated OER
Budgeting Money
Students explore the concept of budgeting. In this budgeting lesson, students pick an occupation and develop a list of needs and wants. Students make a list of monthly expenses and budget their income to afford those expenses.
Curated OER
The Art of Budgeting
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present a...
Curated OER
Budgeting Makes a Difference!
Students develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
Curated OER
A Budget Can Help Young People Cut Their Spending
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
Curated OER
Month 3 Budget
In this consumer mathematics worksheet, students complete a monthly budget form by filling each of the categories. They fill in their total expenses for each category and calculate their budget for month three.
Curated OER
Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
Curated OER
You'd Better Shop Around
Students compare and contrast the prices of various food items at different grocery stores using newspaper advertisements. Students discuss the benefits and drawbacks of shopping around for items that fit within their monthly budget.
Curated OER
Teaching And Learning Car Insurance - Budgeting Auto Insurance Lesson Plan And Worksheet Buying a Car - Benefits Costs Rates
Liability, premiums, bodily injury liability, what does all this mean? With a series of related handouts this introductory lesson exposes pre-drivers and drivers alike to the terminology needed when considering car insurance.
Curated OER
Family Member
In this worksheet on family members, students describe what is meant by family, their duty to family, and family meetings. In addition, they create a budget for their family for one month keeping track of all expenses for 7 days....
Curated OER
Family Faces a Real Struggle In Saving Money For College
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
Curated OER
Earth's Energy Budget - Seasonal Cycles in Net Radiative Flux
Students attempt to understand seasonal variation by viewing images of the energy received by the earth. In this weather lesson, students view images from NASA of the influx of energy from the sun and make predictions about resulting...
Curated OER
The Fairfax County Budget -- A Look At Spending
Students brainstorm a list of items that should be a priority for the government to help its citizens. Using an out of date budget, they identify individual line items and the conflicts involved in making a budget work. They discuss...
Curated OER
Personal Budgeting Project
Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.
Curated OER
How to Get Rich Slowly
Fourth graders discover how to budget in order to live in today's world. Allocating their resources is of prime importance in the monthly budget. They utilize a worksheet imbedded in this plan to figure out their monthly budget.
Curated OER
Stretching Your Money with Coupons
Learners examine ways to extend their budget with coupons. In this budgeting lesson, students read information about using coupons at the given website. Learners make a list of 30-50 products they use in their homes and use online...
Curated OER
Choice, Opportunity, Cost and Decisions
Students discuss the definition of scarcity and tradeoffs, and the differences between choice and cost. They create budgets and must provide tradeoffs for some of their choices.
Curated OER
Class of 2000 - Student Loans
Pupils determine how they will finance their postsecondary education. In this student loan lesson, students create spreadsheets that help them budget their first year of college. Pupils identify methods to fund the budgets and discuss...
Curated OER
7 Ways for Gen Xers to Help Secure Their Retirement
Students explore the concept of budgeting. In this budgeting lesson, students read an article about preparing for retirement. Students create a budget of household expenses during retirement and create a savings plan for that budget.
Alabama Learning Exchange
Money Management
Students discuss the differences between needs and wants, practice budgeting resources and investigate the workings of a capitalist society, by creating a mock store.
Practical Money Skills
Living on Your Own
Every teen dreams of living independently, but often without thinking about the details and costs involved with moving out. Three lessons in a unit about living on your own focus on moving costs, fixed and flexible costs associated with...
Curated OER
Making Your Own Master Calendar
Ninth graders discuss time demands such as homework, family, and chores that occupy their free time. They discuss how to effectively manage their time. They write important information and activities on a calendar. They develop and...
Miami-Dade County Public Schools
Veteran's Day—Honoring All That Served
Looking for ideas on ways to recognize Veteran's Day? Check out this 92-page packet that includes exercises designed for all grade levels. Reading passages detail the history of the holiday, research projects get individuals involved in...