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What In The World Would You Have?
Pupils calculate value of money in other countries, and explore how the economy affects the rate of exchange.
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The Hundred Penny Box
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Learning to Spend, Learning to Give
Middle schoolers create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Middle schoolers create a monthly spending plan and keep track of what they make and spend for the next 30 days. ...
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The Leaves in October
Students determine whether or not to save or spend and defend a decision. In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share profits...
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Moving Out
Students determine their cost of living. In this determining their cost of living lesson, students think of ten necessary things they would need if they moved out of their parents house. Students research the cost of renting an...
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Can I Afford This Apartment?
Learners explore the concept of cost of living. In this cost of living lesson, students calculate the cost of living in an apartment along with other living expenses.
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Cell Phone Plans
Students relate the use of a cell phone to math. In this algebra lesson, students collect data on the usage of their phones and plot it. They analyze the graph and make predictions based on the rate per minute.
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The REAL Cost of College
Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...
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Let's Try Various Calculations
Young scholars explore math facts. In this calculation and math facts lesson, students play a board game in which addition, subtraction, multiplication, and division math facts are practiced. A copy of the game is included.
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COULD YOU START A BUSINESS?
Students learn how a business starts and finds financial independence. In this lesson, students learn the struggle of financial management, the costs of running a business and how to keep a budget.
Agriculture in the Classroom
A Holiday Tradition: Which Christmas Tree Will You Choose?
Different varieties of Christmas trees provide an interesting way to combine social studies, science, math, and technology. Class members not only research the history of the Christmas tree holiday tradition, they compare and contrast...
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Shopping
Students determine how much money they have in hand, find and read the price of a product, determine which product to buy, determine if they have enough money, and count out exact change or determine how much change is due.
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Piggy Pockets
Second graders determine when estimates and exact totals are appropriate in dealing with money. They simulate keeping a checking account over a period of time and keep a checkbook ledger to record deposits and expenses.
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Gazillions!
Second graders determine the total value of a collection of coins. They convert money and make money exchanges. Students create and solve money-story problems. They demonstrate the ability to summarize conversations and discussions.
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What Shape Is Money? Money Doesn't Have to Be Round or Rectangular
Middle schoolers explain that many kinds of objects have been used as money. After identifying qualities that make a good currency, they design a nontraditional currency and decide on its value.
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How Much is Your Name Worth?
Students identify the value of each coin type and then use a code to assign each letter of the alphabet to the value of the coins. They add coin combinations to determine the value of their name.
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Problem Solving
Sixth graders solve problems involving money at learning situations. They solve the problems and determine if there is a solution, one solution, or many solutions. They write problems that have more than one solution and incorporate...
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A Penny for Your Thoughts
Students collect pennies to donate to Kiwanis International for their international effort to buy salt for children's bone development. They calculate the amount of money donated, calculate how many children will receive salt, and write...
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Budgeting - The Basics, Part 1
Students investigate personal budgets and discuss how to make monetary decisions. They work in small groups to make money decisions for their classrooms or a playground, and present their decisions to the whole class.
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The Power of Compounding
Sixth graders examine the concept of compounding interest on invested money. They explore how much interest their money would earn through compounded interest. Students conclude that they should invest early and often.
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Market Prices
Second graders understand that prices change. In this business, price and labor lesson, 2nd graders define the words market and price. Students read Arthur's Funny Money and answer questions related to earning and spending money....
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Being Thrifty is So Nifty
Students watch a video that focusing on budgeting while completing worksheets that include charts. They brainstorm ideas for budgeting time and money. They culminate the activity by planning an order from two different restaurants.
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The Federal Reserve
Students explore the role of government in the economy market. In this economics lesson, students analyze the decision making and how it takes into consideration additional cost, benefits and public awareness of what they are trying to...
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Spelling Payment (Elementary, Mathematics)
Students practice spelling words and earn points (Each spelling word is assigned a value.) for each one spelled correctly. They keep track of money earned and may purchase items at the end of the month.
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