Curated OER
Marriage and Financial Goals, Budgeting Strategies
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Practical Money Skills
Budgeting Your Money
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
Visa
Money Responsibility
Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save.
Curated OER
Let's Make A Deal
Third graders make a picture money book. In this money lesson, 3rd graders read The Monster Money Book, discuss money terminology, watch a video on money and draw an example of the barter system. Students use the Internet to find...
Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Curated OER
Scarcity and Choice
After reading the book A Bargain for Frances, young economists discuss how money is exchanged for goods or services. They demonstrate effective financial decision-making by listing ways to save money for a product they would like to buy.
Visa
Money Matters: Why It Pays to Be Financially Responsible
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
Curated OER
We're In The Money
Learn about the history of money, as well as counterfeiting, budget vocabulary, and money management. Much of the lesson requires a Nova video; however, it also includes numerous worksheets that may be useful even without the video....
Federal Reserve Bank
A Penny Saved
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
Curated OER
Budgeting for the Future
Eighth graders determine the net amount of an income for a fictional job. They must determine their net worth minus standard deductions. Students must then determine their monthly budget including, groceries, credit, and rent.
Curated OER
Holiday Wish Lists
Have your class create wish lists in order to practice money-management skills. Learners make a list of items they would like to buy. Then they do research on the Internet to identify the price of each item. And, finally, they add up the...
Curated OER
Budgeting Your Financial Resources
Students explore the aspects of making a budget. In this money management lesson, students learn the importance of budgeting and what all goes into creating a budget by eventually creating a budget of their own including how much they...
Practical Money Skills
Making Decisions
A set of quizzes and assessments would make a great companion to your lesson on making decisions and opportunity risks. Learners watch a PowerPoint before answering multiple choice questions about interest rates, saving money, and the...
Curated OER
Business: Making a Budget
Pupils plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
Curated OER
Budgeting
Learners establish budgeting techniques. For this Economics lesson, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.
Curated OER
Money Smart Choices
Students make choices regarding money management. For this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
Curated OER
My Bank, My Budget, My Decisions!
Students build a budget. For this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
Curated OER
Making Good Money Choices
High schoolers determine how to spend donated money. In this money choices lesson, students explore the needs of the community. They determine the best use of donated funds for a good cause or charity. High schoolers play a bingo game to...
Curated OER
Create a Budget
Students develop a budget spreadsheet to manage finances for their business. In this finance lesson, students use a spreadsheet program to create a budget with credit and debit columns. There are step-by-step directions for creating a...
Curated OER
The Berenstain Bears Trouble with Money
Young scholars will explore good and services, income and saving listening to the story The B. Bears Trouble With Money. In this early economic lesson, students discuss what it means to earn money doing services and save money to buy...
Curated OER
Money and Credit: Making Good Decisions
Students participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
Curated OER
Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
Council for Economic Education
You Can BANK on This! (Part 2)
This is part two in a four-part instructional activity on banking and personal finance. In this instructional activity, learners analyze whether or not they have made a good purchase, then discuss how to make an informed decision about a...