Curated OER
Franchise Opportunity
High schoolers identify and evaluate franchise as a business opportunity. Lesson is culminating project in a business course.
Practical Money Skills
Protecting Your Money
How can you tell if a commercial or salesperson is being misleading? Encourage your learners to protect themselves and their money with a lesson about consumer rights. They review laws that keep consumers safe from faulty claims and...
Curated OER
Stock Tables: Scavenger Hunt
Students investigate how to read stock tables and research stock tables in newspapers or on the Internet. They discuss how they would invest $1000 in stock, examine how to keep track of their shares online, and complete a worksheet in...
Curated OER
The Power of Compounding
Sixth graders examine the concept of compounding interest on invested money. They explore how much interest their money would earn through compounded interest. Students conclude that they should invest early and often.
Curated OER
Introduction to Earning Interest: What are APR and APY?
Students explore saving and investing money. In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. ...
Curated OER
Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
Curated OER
Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
Curated OER
Let's Play the Stock Market
Eighth graders explore the basics about investing in the stock market, begin to see how the knowledge of decimals, fraction, and percents can be applied to financial profit or loss if investing in the market, and track their stocks using...
Curated OER
The REAL Cost of College
Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...
Curated OER
It's Your Future
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson, students create a career plan and personal budget of their own and...
Curated OER
Invest in Yourself
High schoolers develop the concept of finances. In this finance lesson, students watch a video called, "Moving Out." High schoolers calculate the finances of a character in the video. Students experience various budget scenarios such...
Curated OER
DRY WELLS THAT ARE NOT SO DRY
Students analyze how producers respond to incentives and allocate their scare resources to maximize profits. They write persuasive letters to government officials and others. They read "Dry Wells That Are Not So Dry." They take notes...
Curated OER
ABC's Of Figuring Interest
Students participate in a lesson of figuring interest. This is done in order to strengthen number calculation skills while computing the interest when buying different things. This done in conjunction with using credit to make purchases...
Curated OER
Banking Basics
Students examine ways to make money grow through banking basics. For this banking basics lesson, kids identify the types of bank accounts and explore the different types of accounts. Students work in pairs to create pamphlets about...
PricewaterhouseCoopers
Consumer Fraud
Falling into the hands of a credit scam is much too common these days, and the young adults in the classroom need to be prepared. Through the activity, learners discover how to be a safe spender and use common sense when presented with a...
PwC Financial Literacy
Finanacial Responsibility and Decision Making: Personal Information and Identity Theft
Elementary schoolers look into the very real, and scary, practice of identity theft. They discover the main techniques used by people who steal other people's identity. Learners produce an identity theft tip sheet and share their tips...
PricewaterhouseCoopers
Credit and Debt: Understanding Credit Reports and Managing Debt
Credit cards are tempting to use right out of high school. Teach your upperclassmen the benefits and challenges of credit and how it can affect their future. The instructional activity covers credit scores and ways to strengthen credit...
PricewaterhouseCoopers
Buying a Home: Income vs. Monthly Payments
Purchasing a house takes more plan than elementary schoolers realize. Each buyer will look at monthly income to determine what they can afford for a mortgage and other expenses.
PricewaterhouseCoopers
Risk Management and Insurance: Insurance Costs and Considerations
Compare the different types of insurance with high schoolers, and have them learn the benefits and costs of medical, auto, and home policies. The resource addresses what makes some insurances more costly and what teenagers can do to find...
PricewaterhouseCoopers
Buying a Home: Mortgage Decisions
High schoolers don't think they need to know about mortgages, but with college and renting soon approaching, fiscal responsibility is necessary. Pupils learn the vocabulary of a mortgage and calculate different home values to determine...
PricewaterhouseCoopers
Credit and Debt: Decisions, Decisions...
Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they learn trustworthiness is...
Curated OER
The Stock Market
Twelfth graders study the stock market and how to read stock market pages. They write reports about and graph the performance of various stocks. They examine economic crashes in history and write and perform a skit about the market.
Curated OER
Taxes: Where Does Your Money Go?
Students study taxes and the role that they place in our lives. In this economic lesson, students explore the reality of taxes, how they work, why we pay them, where the money goes and how to make the most of the money you pay into taxes...
Curated OER
Gotcha Covered
Students participate in investments. They purchase property for future financial return or benefit. They discover a stock strategy in which you own stock and write (sell) a call at the next strike price above the current stock value.