Carolina K-12
The US Financial System
Here is a unique activity in which learners simulate operations of a fractional reserve banking system, ultimately gaining a better understanding of how banks work and process money creation through lending. It includes a Story of Banks...
Curated OER
Take Charge of Your Financial Future
Learners discuss Biz Kids understanding that it is a program to help people become financially educated. For this mathematics lesson, students view an episode and discuss what they would do if given various situations like going out or...
Curated OER
Financial Literacy - Debt and Poor Money Management
Young scholars review responsibilities people have of their own finances, consequences of poor money management, excessive debt, and bankruptcy.
Curated OER
Financial Planning: Your Road Map Unit
Students examine steps of financial planning and goal setting, determine difference between needs and wants, and prioritize, which sometimes requires opportunity costs and delayed gratification.
Curated OER
Financial Literacy - Financial Planning and Budgeting
Students discuss financial planning, budgeting money, and identifying and prioritizing personal and financial goals.
Curated OER
Real World Math: Unexpected Events
Ready to delve into personal finance? Learners discover how to organize a check book register. They practice debits and credits in a math game involving the register they set up. While they gain valuable practical knowledge, they also...
Federal Reserve Bank
Retirement Planning
It's never too early to start saving for retirement. In fact, the earlier one starts, the better! Use this retirement planning activity to teach the importance of a retirement strategy and why to start at a young age.
Federal Reserve Bank
Credit Cards - A Package Deal
Arm your learners with the information they will need to make smart decisions regarding credit cards and personal savings.
Chicago Botanic Garden
Climate and Forest Ecosystem Services
Forests, through sequestration, capture excess carbon dioxide in our atmosphere and store it, aiding in climate change. The third installment in a four-part series on how climate impacts forests explores carbon sequestration. Classes...
Chicago Botanic Garden
Faces of Climate Change
You know global warming is real when your squirrel feeder is full of popped corn instead of kernels! Activity two in a series of five allows learners to explore climate change through the eyes of another. After briefly analyzing their...
Institute of Electrical and Electronics Engineers
Public Keys, One Way Functions and Hard Problems
Use paint to teach about cryptography. Scholars explore public key cryptography by attempting to mix a secret color using paint. After the activity, they investigate the Diffie-Hellman method using prime numbers, exponents, and modular...
Federal Reserve Bank
Worth!
Before loaning a friend money, what factors would you consider and why would you lend it? Your young economists will face questions like these in a lesson on banking, profit, risk, and reward, which includes the reading of the book...
Curated OER
Savings Account, Bill Paying, and Money Order Skills
What do you do after you get a paycheck? Help your mildly disabled learners how to bank wisely with a guided-skills activity. They practice cashing checks, withdrawing money, paying bills, and procuring money orders. The entire learning...
Curated OER
Buying a Car
Middle schoolers learn how to manage their money. They view a PowerPoint presentation with instructions for researching and buying a car, select cars for themselves based on their budget, and respond to questions about the activity.
Federal Reserve Bank
Insurance Inventory
Do you have enough insurance? Pupils may be surprised to learn how much their possessions are worth. This activity asks them to create an inclusive list and make a comparison to their insurance coverage. According to the statistics, most...
Visa
Making it Work Together: Money and Roommates
Balancing money and first-time roommates can feel like a daunting prospect. Support your class members in understanding how financial agreements between roommates function, as well as the underlying importance of how to communicate about...
Curated OER
Decisions, Decisions
Learners open their own financial management consulting firm, which offers a variety of financial advice. They prepare a financial plan for a simulated client.
Visa
The Cost of College: Financing Your Education
With college tuition at an all-time high, high school learners must consider the financial obligations of attending higher education, as well as the impact of college on future career opportunities. Pupils will complete worksheets,...
Visa
Make It Happen: Saving for a Rainy Day
Every little penny counts, especially when it comes to saving for emergencies or long-term goals. Pupils evaluate different saving and investment strategies, such as a CD or money market account, through worksheets and by researching...
Visa
Kindness Counts: Understanding Charitable Giving
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both oneself...
PricewaterhouseCoopers
Planning and Money Management: Financial Plan
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...
PricewaterhouseCoopers
Saving and Investing: Building Wealth for Financially-Secure Futures
While spending is fun, saving for a retirement is the future. Young adults learn about the importance of saving and different opportunities to do so during their adulthood.
Curated OER
Buying New Stuff
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson plan would be of great value to your students. Things like bank checking account...