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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Middle School

For Teachers 6th - 8th Standards
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Grades 9-10

For Teachers 9th - 10th Standards
Does your bank pay you for allowing them to hold your money? The lesson covers three different ways your money can make money. Topics include certificates of deposit, statement savings accounts, and money market accounts.
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Lesson Plan
SaveandInvest.org

Introduction to Earning Interest: Grades 11-12

For Teachers 11th - 12th Standards
Does your bank pay you for allowing them to hold your money? Class members investigate three different ways money can make more money. Topics include certificates of deposit, statement savings accounts, and money market accounts. This...
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Lesson Plan
Curated OER

Compounding with 100% Interest Rates

For Teachers 9th - 12th Standards
Your young economists will be amazed at the effect of compounding interest more frequently in this collaborative task about making sound financial choices. Learners are walked through the calculations of a couple of examples and then...
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Lesson Plan
West Contra Costa Unified School District

Interest and the Number e

For Teachers 10th - 12th Standards
Mary, Mary, quite continuously, how does your money grow? Uses examples to examine the difference between simple interest and compound interest, and to take a look at different rates of compounding. Learners explore what would happen as...
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Lesson Plan
Curated OER

Interesting Interest Rates

For Teachers 9th - 12th Standards
Your young bankers compare earning interest accumulated yearly and monthly to decide which method most increases their balance. Using an exponential function to model the bank balance affords the learners more practice connecting these...
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Lesson Plan
Curated OER

Compounding with a 5% Interest Rate

For Teachers 9th - 12th Standards
The balance in an account continuously compounding interest is the context of this engaging task. Your young accountants will investigate the ending balance in an account as they compound the interest more and more. Learners write the...
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Worksheet
Curated OER

Calculating Simple Interest

For Students 8th - 12th
Interest can be both a best friend and an enemy...show your learners how it can manifest through this set of 10 word problems. For each, they calculate time, principle, interest, or rate and choose an answer from multiple choice...
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Assessment
Houghton Mifflin Harcourt

Simple and Compound Interest

For Students 7th - 12th Standards
Your learners will get lots of practice calculating simple and compound interest by the end of this lesson. Simple explanations and examples lead learners through the concepts and steps of calculating simple and compound interest...
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Handout
West Contra Costa Unified School District

Interest and the Number “e”

For Students 9th - 12th Standards
Make a connection between different types of interest and how they are calculated! This algebra II lesson progresses from simple interest to compound interest to continually compounded interest. Formulas are developed rather than given,...
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Lesson Plan
Curated OER

Introduction to Earning Interest: What are APR and APY?

For Teachers 7th - 8th
Students explore saving and investing money.  In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. ...
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Lesson Plan
Curated OER

Earning a buck? and stretching it?

For Teachers 9th - 12th
Learners write a feature article and create a visual display explaining how teens can save or invest their money wisely. They research ways to earn interest in today's economy, even if you don't have much money. Students use Internet...
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Lesson Plan
1
1
Curated OER

Savings Accounts and Interest

For Teachers 1st
First graders study money, banks, and getting interest on money. In this consumer math lesson, 1st graders listen to Stan and Jan Berenstain's, Berenstain Bears' Trouble With Money. They use the concepts in the book to discuss...
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Interactive
CK-12 Foundation

Continuous Interest

For Students 10th - 12th
Continue teaching your financial scholars about interest. A slider interactive has users investigate the growth of an account earning continuous interest. A set of challenge questions has them solve problems given a variety of situations.
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Lesson Plan
Curated OER

M&M Interesting

For Teachers 6th - 8th
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
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Lesson Plan
Curated OER

M & M Interesting

For Teachers 6th - 8th
Students compute and collect interest payments in the form of M&M candies. In this mathematics instructional activity, students work in small groups to compute either simple or compound interest. They compare the growth of their...
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Unit Plan
1
1
Practical Money Skills

Saving and Investing

For Teachers 9th - 12th Standards
You have to have money to make money, especially in the world of banking and investments. High schoolers learn about interest rates, saving and investment options, and ways to stay aware of their money's security and earning ability with...
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Lesson Plan
Curated OER

Compound Interest

For Teachers 10th - 11th
For this consumer math worksheet, students read an example of how to use the interest formula to compute interest that is compounded daily over six years. They complete a chart where they compute the interest earned over 10 years when...
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Lesson Plan
Curated OER

Does My hair Disrupt Your Learning?

For Teachers 8th - 12th
Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...
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Lesson Plan
Curated OER

Who Wants to Spend $20,000?

For Teachers 7th - 8th
Who wouldn't want $20,000 to spend? But, the question becomes, what do you spend it on? Learners discuss loans, interest, and making adult-like financial decisions. They role-play a scenario that depicts the choices of a girl who took...
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PPT
Curated OER

Discount and Sales Price

For Teachers 4th - 6th
One of the most practical ways to teach about percentages is to use the real-life example of "sale" or "discount" pricing. This presentation poses many of these type of problems for young mathematicians who are trying to master the...
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Lesson Plan
Curated OER

Interest: Interest Olympics

For Teachers 6th - 9th
Students determine how interests is calculated and a how it accrues. They examine charts and graphs that show the intricacies of interest. They determine how to increase their own saving by using interest while working with a partner to...
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Lesson Plan
Curated OER

Introduction To Earning Interest

For Teachers 4th - 6th
Young scholars engage in a activity on interest and bank savings accounts. They see why people deposit money at banks and other financial institutions and explain that interest is paid on an annual, monthly or quarterly basis.
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Worksheet
Curated OER

Interest Problems

For Students 8th - 9th
For this interest problem worksheet, students read investment problems and determine necessary information. They compute the amount of simple interest earned, find the principal, or determine the time. They identify the principal,...

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