More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on...

Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...

How do people pay for college? Learners explore the concept of paying for college, they discuss possible ways to pay for college, research the cost of colleges, room and board, and other college living expenses.

How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson in a five-part series tasks individuals with determining an...

Explore the different types, costs, and coverage of insurance. High schoolers compare their family's health care to their income, compare the cost of health insurance to their expected future income, and make a choice about what type of...

Ethical concerns are not always black and white. A well-designed lesson presents learners with scenarios for which ethics may come into question. Scholars learn to consider the different sides of a situation and make an unbiased...

Students explore their memories of Sept. 11 and discuss how much they believe victims of Sept. 11 and their families should be compensated.

Who wouldn't want $20,000 to spend? But, the question becomes, what do you spend it on? Learners discuss loans, interest, and making adult-like financial decisions. They role-play a scenario that depicts the choices of a girl who took...

Students pretend they are a college freshman and taking a full load of classes. Individually, they create a budget based on their $9.00 an hour job in order to meet all of their repsonsibilities. They complete the simulation online and...

When it comes to all the ways money management and financial responsibility weave into our daily lives as adults, make sure students are prepared to locate resources for managing their finances, such as a financial advisor. 

Living on your own is hard, especially when you have to live with roommates. Discuss the importance of shared living situations and how to make them as good as possible with your class. They brainstorm what makes a good roommate, ways to...

The first time you sit down to sign a rental agreement is quite an experience. Prepare your class for that inevitable moment with a lesson on rental agreement lingo. They read a rental agreement, fill out a lingo worksheet, and then...

What will the future hold? How can I make my dreams come true? Since learners don't have fairy god mothers, they'll need to develop strong goal-oriented plans. They concoct ideas of their dream life, determine the type of income needed...

Students debate the limits to celebrity privacy and to paparazzi rights after learning about some recent incidents. They imagine how their private lives might change if they became overnight celebrities.

Young scholars consider their own notions of poverty, examine the life of a woman classified as "working poor" from a variety of perspectives, and present their findings to the class. Then, students synthesize their knowledge in a paper.

Students are introduced to the many considerations of making advantageous consumer purchases. They know that making these good choices requires attention to not only the purchase price but the financing, warranties, energy usage and more.

Students examine the components that are used to make a primitive AM radio. In circuit and radio construction students often are asked to assemble parts are or what function they perform. They examine each main component on an individual...

The message that buying things brings happiness is everywhere. Teenagers are not immune to this marketing strategy and benefit from reflecting on the relentless pressure to spend. This exercise invites young adults to consider the value...

Students explore approximate and exact solutions. For this interdisciplinary lesson, 6th graders will be placed in 'family groups' to create a budget that is subject to random events as chosen from the 'things happen' box. This lesson...

Learners select a career or occupation to study. Students research their career preferences and annual living expenses compared to the estimations they may before conducting research.

Students examine the impact of everyday toxins on the health of people. They conduct a cost-benefit analysis, watch a video, conduct Internet research, complete a Synthetic Chemical Exposure Chart, and write a one-page summary.

Students act as teams of product managers for personal electronics companies. Each team evaluate new electronic devices in different product categories (such as handheld devices and portable music devices), and create product...

Students explore how the North American Free Trade Agreement (NAFTA) has impacted the people and economies of North America and Mexico.

Young scholars compare the energy needed to produce new products versus recycling. For this physics lesson, students brainstorm ways to save energy. They create a presentation about the correlation between conserving energy and energy...