Visa
Money Matters: Why It Pays to Be Financially Responsible
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
Council for Economic Education
The Role of Government: The Federal Government and Fiscal Policy
Give learners a crash course in balancing the books on the United States federal government level with an economics and government resource. Class members engage in a warm-up discussion and brainstorming session before answering...
Federal Reserve Bank
Your Budget Plan
What do Whoosh and Jet Stream have in common? They are both characters in a fantastic game designed to help students identify various positive and negative spending behaviors. Through an engaging activity, worksheets, and...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Curated OER
Being Thrifty is So Nifty
Students watch a video that focusing on budgeting while completing worksheets that include charts. They brainstorm ideas for budgeting time and money. They culminate the activity by planning an order from two different restaurants.
Curated OER
Understanding the Debt Ceiling Debate and the Budget Control Act of 2011
Upper graders listen to a podcast on the EconTalk website featuring economist Keith Hennessey. The podcast focuses on the Budget Control Act of 2011, the national debt, and government spending. They read specifics about the BCA, then...
Curated OER
Consumer Economics: Building a Budget
I think most of us adults could use a tip or two on how to budget our personal finances. Pass on some valuable knowledge to your pupils as they move into the real world. The presentation provides three easy steps to creating a personal...
Curated OER
Money Smart Choices
Young scholars make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal...
Visa
Road Rules: Researching and Buying a Car
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.
Curated OER
Making Good Money Choices
Students determine how to spend donated money. In this money choices lesson, students explore the needs of the community. They determine the best use of donated funds for a good cause or charity. Students play a bingo game to reinforce...
Curated OER
Scarcity and Choice
After reading the book A Bargain for Frances, young economists discuss how money is exchanged for goods or services. They demonstrate effective financial decision-making by listing ways to save money for a product they would like to buy.
Curated OER
The Berenstain Bears Trouble with Money
Students will explore good and services, income and saving listening to the story The B. Bears Trouble With Money. In this early economic lesson, students discuss what it means to earn money doing services and save money to...
Money Math for Teens
Debt Elimination - Power Tools for Building Wealth
What does it mean to be wealthy? Your learners will consider how carrying debt affects budgeting, and learn about the debt snowball strategy and how is it used in the concept of eliminating debt in order to build wealth.
Curated OER
What is the Importance of Developing Job Skills?
Financial literacy is the way to teach! The class works in small groups to discover the relationship between education and income level. They use their math and problem-solving skills to complete two different activities. They work out a...
Curated OER
Money and Credit: Making Good Decisions
Students participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
Curated OER
My Bank, My Budget, My Decisions!
Students build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
Curated OER
We're Spending Too Much Money
Students discuss the reasons for having a budget. They create their own personal budget and explain how the bartering system can work for some items today.
Curated OER
Create a Budget
Students develop a budget spreadsheet to manage finances for their business. For this finance lesson, students use a spreadsheet program to create a budget with credit and debit columns. There are step-by-step directions for...
Curated OER
Whole Number and Decimal Place Value
Practice real-world application of decimals by viewing the U.S. National Debt Clock online and discussing the level of outstanding debt. A skit, vocabulary, and various other resources are available.
Curated OER
What's Our Department Budget?
Analyze the influence of culture, media, technology, and other factors on health and examine a hospital budget. Learners will create a budget for a hospital taking in account factors such as staff and departmental needs and necessary...
Council for Economic Education
Opportunity Cost
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
Curated OER
Budgets: The Cost of Running a Planet
Students develop a personal and planetary budget. They explore the "Spending Central" section of the ING website, discuss why we keep personal budgets, and in small groups complete a worksheet in which they create a budget for the planet.
Curated OER
Take Time to Save Now
Students brainstorm reasons to save money, investigate impact of saving regularly using interactive, on-line calculators, explain how compounding interest affects savings, explore different strategies for saving money, and write personal...
Curated OER
Cyber Currency, Currently
Students explore the value of currency and how to save and earn interest. In a key lesson plan, kids even get to purchase items in their classroom's general store. It's a fun way to learn the importance of being financially literate!