Young scholars keep track of money. In this money management lesson plan, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.

Young scholars create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Young scholars record their monthly expenditures...

Students discover what debt, saving, and credit are.  In this personal finance lesson, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...

Second graders complete activities to learn how to manage money. In this managing money lesson, 2nd graders read the book How the Second Grade Got $8,205.50 to Visit the Statue of Liberty and complete two related worksheets.

Almost every teen wants a car, but can they really afford one? The lesson walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.

The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...

How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...

Students examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...

In this student budget worksheet, students fill in their incomes as well as their individual payments per month to chart where their money goes each month.

Students create a spreadsheet that they will use to plan a small party or outing. They calculate expenses and stay within a budget amount for their party.

Students experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.

Students make a budget and utilize math skills to keep a record of what they spend. They use technology and spreadsheets to help them keep track of their money.

Students use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a lemonade...

Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...

How are skyscrapers built? What does it take to make a structurally sound building? How can one work within a budget to complete a building project? These guiding questions will be investigated and answered within a hands-on...

Students explore the concept of budgeting. In this budgeting instructional activity, students pick an occupation and develop a list of needs and wants. Students make a list of monthly expenses and budget their income to afford those...

Young scholars plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and...

Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...

Young scholars determine whether or not to save or spend and defend a decision.  In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Young scholars read a story where two...

Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.

Student create a savings chart given a set allowance per week. They explain how people in the local community make choices about using goods, services, and productive resources, and how they compare costs and benefits in economic...

Students read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...

Students get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.

Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...