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The Hundred Penny Box
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Slow Times Mean Pay Cuts For Many
High schoolers explore the concept of a slowing economy. In this slowing economy lesson, students discuss the trickle-down effects of a slowing economy. High schoolers create an estimated budget for living expenses after high school....
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Not for a Billion Gazillion Dollars
Students discover what debt, saving, and credit are. In this personal finance lesson, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
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The Berenstain Bears' Mad, Mad, Mad Toy Craze
Pupils explore personal finances. In this money management lesson, students read The Berenstain Bears' Mad, Mad, Mad Toy Craze. Pupils examine the spending habits of Brother Bear and Sister Bear. Students analyze opportunity costs as well.
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The Leaves in October
Students determine whether or not to save or spend and defend a decision. For this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share...
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Let's Go Shopping with $500
Third graders use a worksheet to budget a five-hundred dollar shopping spree. They select goods to purchase, figure totals and then calculate discounts and sales tax. They compare results to determine who purchased the most for his or...
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Build a Block Model
Students construct a block model of the Space Station. They develop a description of their procedures, complete flow diagrams of their processes, develop a budget, and present their block model to the class.
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Finding Discount and Sale Price
Seventh graders solve real-life problems involving sales tax, discount, and simple interest. They find the amount of discount. In groups, 7th graders examine a sales advertisement. Given a budget, they choose purchases, and figure the...
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Design-A-Room Project (Part 3 of 3)
Students culminate a unit on measurement with a focus on area and perimeter. They design a floor plan of their dream room on graph paper showing the proper area and perimeter. They plan the budget for their room and make a 3-D scale...
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Organizing a Business Trip: A Technolgy-Integrated Project
Students research the Internet to gather information about silk and make travel arrangements for a business trip. They create a memo to participants, create a database of suppliers, a letter to suppliers, design company letterhead and...
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Bon Voyage Math
Sixth graders investigate the cost of throwing a party. In this cost of throwing a party lesson, 6th graders have to throw a going away party for 2 exchange students given a $350 budget. Students work in groups to determine...
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Financial Planning
Students participate in activities in order to apply the skills of sound financial planning that includes creating and maintaining a budget. The lesson is intended for diverse learners because of the application of The Multiple...
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Grocery Shopping
Learners apply budgeting and shopping strategies. They study consumer shopping skills and guidelines to be a better shopper by comparing stores, comparing prices and unit pricing, brands, using coupons and not being fooled with...
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Sum It Up!
Students practice summarizing information from a reading using their own words. They take notes while reading using a guided worksheet. For the written summary they have a budget of two dollars with each word used costing ten cents.
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Today's News, Tomorrow's History
Young scholars read and analyze the historic New York Times front pages, and read an article that focuses on the current housing slump and the effect on state budgets. They answer comprehension questions, then in small groups answer...
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Thinking About Money
Students explore the concept of a personal budget. In this philanthropy lesson, students use a Venn diagram to compare 2 stories in which the main characters spend money in different ways.
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Touring the Regions of the United States
Fifth graders explore the regions of the United States. In this geography skills lesson, 5th graders examine the landforms, climates, and economies of the regions of the United States. Students conduct Internet research in order to...
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High Earners Can Still Struggle
Students explore the concept of financial trouble. In this financial trouble lesson, students read an article about people who earn large salaries, but still have financial trouble. Students discuss ways to avoid and get out of debt....
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Alleviating Poverty
Students explore the prevalence of poverty. In this global studies lesson, students participate in a budgeting simulation. Students also research world poverty statistics and discuss the social issue....
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Passport to Globalization
Students discover how to live on a low budget. In this economics lesson, students investigate how the value of money in different countries affects market exchange. They should be familiar with money exchange policy.
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What's in GDP?
Students define GDP and collect data on a country's budget. In this economics lesson, students differentiate between real and nominal GDP. This activity contains an answer key to the activities.
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Resources and Recipes for Independent Living
Young scholars discover how to prepare low-cost, nutritional meals. In this personal health instructional activity, students analyze nutritional standards, plan a nutritional meal, budget for the meal, and share their findings with their...
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How Much Will I Spend On Gas?
Students construct a linear graph. In this graphing lesson, students determine a monthly budget for gasoline. Students construct a t-chart and coordinate graph to display data. Resources are provided.
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The Hundred Penny Box
Students compare how people save money in financial institutions, after reading the story, The Hundred Penny Box. They analyze the advantages of regular saving and how savings grow with compounding.
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