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Curated OER
4 Month Budget Spreadsheet
Eighth graders create and maintain a spreadsheet budget based on a predetermined salary. They have an opportunity to make "investments and purchases." Budget records be kept for an imaginary 4 month period.
Curated OER
Money Management
Students choose an occupation and set up a paper family and household. They create a monthly budget, pay monthly bills and file taxes. They practice math skills using financial information and view money as a resource. They create an...
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"Real Life" Budgeting Project
Students experience what it is like to be a responsible citizen through a monthly budget through using a variety of research skills.
They apply collected data in a decision making exercise and
present the final product in a clear and...
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Clipping Coupons
Students explore the use of coupons to promote cost saving and help families remain within their monthly budget. In groups students create a shopping list using coupons provided by the teacher. They record the actual cost of the item as...
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Budgeting Your Financial Resources
Learners explore the aspects of making a budget. In this money management instructional activity, students learn the importance of budgeting and what all goes into creating a budget by eventually creating a budget of their own including...
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Budgeting Money
Students explore the concept of budgeting. In this budgeting instructional activity, students pick an occupation and develop a list of needs and wants. Students make a list of monthly expenses and budget their income to afford those...
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Budget Finances
Students role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They develop...
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Personal Budgeting Project
Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.
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How to Get Rich Slowly
Fourth graders discover how to budget in order to live in today's world. Allocating their resources is of prime importance in the monthly budget. They utilize a worksheet imbedded in this plan to figure out their monthly budget.
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Moving On Up!
Students complete a game-like simulation to determine a career and salary. In groups, they collect information and decide what is the "best" city in which to live. They create a monthly budget for their "best" city based on salary from...
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Get a Life Project
Eighth graders participate in interdisciplinary career unit in which they explore alternate lives. Students assume roles, manage budgets, make decisions, and solve problems, Students then research challenges, develop solutions, and...
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Balancing a Budget
Students investigate money management. In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs. Students investigate housing...
eGFI
Design a Green Rooftop Garden
Design and construct buildings with rooftop gardens. Junior engineers work in groups to build two buildings and then perform experiments to determine whether or not a garden affects the building's temperatures. They graph and interpret...
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Mathematics: Budgeting
Students develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.
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Desperation: The Great Depression
Students examined the feelings of hopelessness that can result from losing
their income, much like one-third of Americans experienced during the Depression in a small group lesson of a mock household. Students create a household budget...
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Count Your Credit
Students begin the lesson by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their make-believe...
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Value of Education: Education and Earning Power
Students explore the concept a higher education yields higher earnings. Throughout the class, students visit six workstations and examine occupations, education, salaries, spending, banking, and taxes. As students rotate through the...
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The Business of Interest
Students learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management lesson, students apply their math skills to real life...
YMCA
Turning Courtrooms into Classrooms
Turn the class into the next episode of Law & Order! Scholars work together to create a mock trial over the course of several weeks before going before a judge for the case performance. They take on different roles, go through...
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Family Financial Profile
Students investigate the cost of living. In this financial awareness lesson, students play a game to simulate various family situations and their incomes. Students choose activity cards and record information on their family profile...
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Reality Bites
Students select a career or occupation to study. Students research their career preferences and annual living expenses compared to the estimations they may before conducting research.
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Why Don't I Ever Have Any Money?
Students keep a journal on their current spending habits. In groups, they develop guidelines for a family to follow given a specific amount of take home pay. They role play various scenerios to see what can be done with a given amount...
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Building a Peace
Students take a closer look at the rebuilding of Rwanda. In this current events instructional activity, students review the genocide in the country during the 1990's and perform role plays that require them to determine how to rebuild a...