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Borrowing and Lending
Fourth graders investigate the advantages and disadvantages of borrowing money. In this financial awareness instructional activity, 4th graders read the book Ben and Me and create a table displaying the advantages and disadvantages of...
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Making Good Money Choices
Students determine how to spend donated money. For this money choices lesson, students explore the needs of the community. They determine the best use of donated funds for a good cause or charity. Students play a bingo game to reinforce...
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Credit Interview
Student determine a safe debt load. For this credit interview lesson, students explore the importance of budgeting, saving and investing. They examine the pros and cons of using a credit card. Students discuss how to build credit, apply...
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My Bank, My Budget, My Decisions!
Students build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
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FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this instructional activity, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house,...
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Micro Economics - Personal Budgeting
Learners explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
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Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
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Invest In Yourself
Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson, students apply their knowledge of finance components and create their own web based plan...
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The Business of Interest
Students learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management lesson plan, students apply their math skills to real...
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Money Management
Students role play buying and selling items. In this economics activity, students are given play money with which to purchase items, as well as value their own items for others to buy. Each student in the group works together to decide...
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Final Analysis
In this consumer mathematics worksheet, students calculate the total amount of money they earned during a project given. Then they transfer the expenses from each month to find their totals. Students also calculate to find their final...
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Tower Building Challenge- Budgeting
In this tower building and budgeting worksheet, students attempt to meet the goal of building the tallest free standing structure on the smallest budget. They build the structures with straw, paper clips, and masking tape which all have...
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Family Member
In this worksheet on family members, students describe what is meant by family, their duty to family, and family meetings. In addition, they create a budget for their family for one month keeping track of all expenses for 7 days....
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Let the Campaign Begin
Students differentiate between positive and negative personal attributes and select a fictional character for nomination who personifies the qualities of a good leader. They use the Internet to learn about the election process and write...
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Consumerism - Grocery Shopping
Students watch a video on how marketers plan their strategies in supermarkets. In groups, they are given a set amount of money and asked to go through a grocery store simulation with a list. After the simulation, they discuss the...
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Family Finances
Students examine the dynamics of family finances. In groups, they discuss the importance of a budget and create their own given a fictional amount of money. As a class, they listen to a speaker from the bank discussing the importance of...
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Summer Trip
Fourth graders search for information and directions to specific cities from their homes, figure cost of trip when given miles per gallon, distance, and cost per gallon of gas, develop outline budget for summer trip, and draw and label...
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Take Time to Save Now
Students brainstorm reasons to save money, investigate impact of saving regularly using interactive, on-line calculators, explain how compounding interest affects savings, explore different strategies for saving money, and write personal...
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Clipping Coupons
Students explore the use of coupons to promote cost saving and help families remain within their monthly budget. In groups students create a shopping list using coupons provided by the teacher. They record the actual cost of the item as...
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Being Thrifty is So Nifty
Students watch a video that focusing on budgeting while completing worksheets that include charts. They brainstorm ideas for budgeting time and money. They culminate the activity by planning an order from two different restaurants.
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Here Comes The… Bill
Students share opinions about importance of milestone events they might host or attend. They then prepare estimated budgets for parties based on established budget totals, and compare their estimates against the real costs.
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Tarantula Shoes
Students read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions throughout the...
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Calculating the Cost of a "Sound Basic Education"
Students state their opinions about school funding and the use of monetary resources by school districts and use reasons, facts, and examples to support their ideas. They compare sets of data related to school funding and draw...
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Budgets: The Cost of Running a Planet
Students develop a personal and planetary budget. They explore the "Spending Central" section of the ING website, discuss why we keep personal budgets, and in small groups complete a worksheet in which they create a budget for the planet.