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Allowances and Spending Plans
Help youngsters understand how to manage small amounts of money by discussing an allowance and the difference between spending, saving, and giving.
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Consumer Privacy
The availability of personal financial information is of greater importance now than ever before. Your pupils will discuss how public and private records are accessed by various organizations, particularly considering direct mail, credit...
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In Trouble
What are some of the financial risks associated with using credit? Pupils learn the warning signs of incurring financial hardship, and through PowerPoint presentations, worksheets, and discussion, discover the implications of such events...
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Saving and Investing
Impress upon your young adults the importance of saving and investing, and give them a foundational vocabulary from which they can continue to build their financial literacy. This lesson plan covers short- and long-term budget goals,...
Federal Reserve Bank
U.S. Income Inequality: It's Not So Bad
What is the difference between a flat tax, progressive tax, tax deduction and transfer payments? Pupils examine the ability-to-pay principle of taxation through discussion, problem solving, and a variety of worksheets on topics from US...
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Consumer Awareness
Help your pupils become wise consumers and avoid becoming targets for consumer scams and fraud. Here you'll find a PowerPoint presentation, instructional guidelines, worksheets, and suggested activities for developing shopper strategies...
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Credit Cards
Choosing your first credit card can often be an intimidating and confusing experience for young adults. Give your pupils the foundational knowledge they need for tackling this process head-on, including learning to distinguish different...
Federal Reserve Bank
Beatrice’s Goat: A Lesson on Savings Goals
Youngsters learn the meaning of saving and how to reach savings goals by first reading a story of a young Ugandan girl who is gifted a goat, and then discovering the opportunity costs of savings decisions made by her and her family.
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Buying a Home
What is the difference between buying and renting a home? Learners become more informed consumers and financially literate adults after developing foundational knowledge of the home-buying process.
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Credit
What are the advantages and disadvantages of having a credit card? Don't miss this important life skills and financial literacy lesson, which focuses on consumer responsibilities, creditworthiness, and establishing a credit history.
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Living On Your Own
Learners gain a realistic understanding of what is required for independent living. They begin by setting up a budget based on needs and lifestyle, and then use worksheets and a presentation to practice such skills as reading a rental...
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The Art of Budgeting
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
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Making Money
From evaluating the current employment market to building a resume, pupils are introduced to the wide and varied elements of career planning.
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Money Responsibility
Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save.
Federal Reserve Bank
Banking on Debit Cards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know regarding personal...
Curated OER
Advanced Math Budget Project
What financial situations and decisions await young learners after they graduate from high school? This project allows class members to glimpse into the types of responsibilities they will have as adults, from considering job...
Curated OER
Money Management Part II: Checking Accounts
Having money is great, learning to manage it wisely is imperative. First, the class has a discussion on the value and convenience of having a checking account. Then, they practice filling out deposit slips, keeping an account register,...
Curated OER
Common Procedure Costs
Kids never think about the cost of medical expenses, because they never think they'll get hurt. To better understand personal financial planning, learners research common medical procedures and their costs. They use a worksheet and the...
Curated OER
Cashing a Check and Using an ATM
Banking is a key skill all individuals should practice. Provide a hands-on exercise to encourage the proper method of writing a check and using an ATM. The lesson prompts special needs students with full assistance until mastery is...
Nebraska Department of Education
Stereotypes
Stereotyping leads to prejudice. That's the central concept in a lesson plan designed for eighth graders. After identifying the traits associated with different stereotypes, class members brainstorm actions they can take to stop...
Visa
Making Decisions
What economic factors can influence personal and financial decisions? In an effort to understand opportunity costs and the time value of money, pupils engage in role-playing activities and discussion, as well as view a PowerPoint...
Curated OER
Selecting Lower Priced Grocery Items
As adults, most individuals with special needs must live on a budget. Provide them with money management skills by teaching your class how to make price comparisons while shopping at the grocery store. They work through a series of...
Curated OER
Savings Account, Bill Paying, and Money Order Skills
What do you do after you get a paycheck? Help your mildly disabled learners how to bank wisely with a guided-skills activity. They practice cashing checks, withdrawing money, paying bills, and procuring money orders. The entire learning...
Mr. Nussbaum
Cash Out – Online Game
Third graders play a computer game related to money. In this money lesson, 3rd graders have to give a customer change. They see how much money is needed and have to choose the coins to make that amount.