Practical Money Skills
About Credit
It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...
Illustrative Mathematics
Discounted Books
Adolescents love to shop, especially when an item is discounted. Here, shoppers only have a set amount of money to spend. Will they be able to make a purchase with the discount and tax added in? Percent discounts can be calculated...
Beyond Benign
Final Budget
Be sure you have enough money to build a house. The 14th lesson in a 15-part series teaches young learners to use checkbook registers. They write checks for the amounts they spend on various housing materials and keep track of spending...
Curated OER
The Bakery - Word Problems
Students solve money word problem questions regarding buying items at the bakery.
Curated OER
Clothing Store Word Problems
Students practice answering money word problems on shopping at the clothing store.
Curated OER
Using Credit: Not for a Billion Gazillion Dollars
Fifth graders explore the concept of credit. In this consumer education lesson, the teacher uses the book Not for a Billion Gazillion Dollars to lead the class in a discussion about credit, debit, and income. Students then analyze their...
Curated OER
Meet Molly An American Girl
Students examine concepts of personal finance. In this personal finance instructional activity, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial...
Curated OER
Percents and Money
In this algebra activity, students rewrite word problems using algebraic symbols. They solve for the amount of population or money over a period of time. There are 10 questions with an answer key.
Practical Money Skills
Buying a Home
Guide high schoolers through the process of buying a house with a simulation lesson. As pupils learn about mortgages, renting versus buying, and home inspections, they discuss ways to make informed financial decisions and sound purchases.
Curated OER
Kids Are Consumers Too
Students investigate a chosen product. They use television, radio, print, and internet sources to investigate how the product is advertised. Students create a market research survey to determine which brand is preferred by their peers...
Federal Reserve Bank
Income Taxes
Most adults dread April 15 — tax day! Tax preparation can be intimidating even for adults. Build confidence by leading individuals through the process and then give them a scenario to practice. The exercise uses tax vocabulary to give...
Curated OER
Give it Back from a Snack
Students conduct and analyze a survey about snacks. In this graphing instructional activity, students ascertain which snacks would be the best choice for the community. Students hold a sale and decide how the money could best be spent...
Curated OER
The Price is Right
Learners, through various activities, explore online databases. Using the internet, students explore the distributors websites. They collect specific information on selected products. An spreadsheet with price comparisons is developed....
Curated OER
The Teenage Consumer
Students think critically regarding teenage spending. In this data collection lesson plan, students discuss teenage consumers and their spending habits. Students note their own spending habits for comparison purposes.
Illustrative Mathematics
Summer Swimming
Here is a real-world application for systems of equations. When is it better to pay an enrollment fee and lower daily rate, and when is it better to pay the regular price? The local swim center is having a special offer, reductions in...
Curated OER
Needs and Wants
Students examine the difference between psychological needs and wants to control spending.
Federal Reserve Bank
Financial Fables: Shopping Wisely with Olivia Owl
Cover two subjects with one lesson plan! First, dive into English language arts; read an eBook, answer comprehension questions, and complete a cause and effect chart about the financial fable, Shopping Wisely with Olivia Owl. Then, take...
Curated OER
Give It Back From a Snack Lesson 2: Invest With the Best
Students survey schoolmate as to what type of snacks they would prefer to purchase. They graph the results and apply them to planning a classroom snack sale while examining what wants, needs, and consumers are.
Curated OER
Cha-Ching!
Students play the Pinky's Create a Card game for practice. Students create a class store where they experiment in the roles as vendor and consumer. Students use play money to buy and sell various products, while keeping track of spending...
Curated OER
Potato Ways
Pupils analyze the packaging process. In this consumer awareness lesson, students analyze the process of packaging a potato and identify positive and negative ways of packaging. Pupils study statistics on an overhead transparency to...
Curated OER
Final Analysis
In this consumer mathematics worksheet, students calculate the total amount of money they earned during a project given. Then they transfer the expenses from each month to find their totals. Students also calculate to find their final...
Curated OER
A Family Finance Experience
Students create a budget and make predictions about money. In this algebra lesson,students balance spending and income by monitoring their finance.
Curated OER
The Fourth Grade Grocer
In this word problems worksheet, 5th graders read and solve the five word problems about grocery costs. Students must show their work.
Curated OER
Month 2 Budget
In this consumer mathematics worksheet, students complete a monthly budget by completing each category on the sheet. They fill in the blanks and calculate their totals for month two.