Curated OER
Budgeting
Students analyze personal budgets. In this budgeting lesson plan, students examine personal budgeting skills as they listen to a presentation and complete worksheets. Student set up personal budgets.
PLS 3rd Learning
Monthly Budget & Operating Costs
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
PLS 3rd Learning
Budget Basics
Prepare young adults for life with various budgeting activities. Exercises include identifying fixed, variable, and discretionary income, and creating a budget based on a realistic projected income. The required website allows teachers...
Curated OER
Budgeting-It Is For Everyone
Students complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
Curated OER
"Real Life" Budgeting Project
Pupils experience what it is like to be a responsible citizen through a monthly budget through using a variety of research skills.
They apply collected data in a decision making exercise and
present the final product in a clear and...
Northern Ireland Curriculum
Money Wise
Does money seem to slip through your middle schoolers' fingers? Encourage them to examine spending, saving, and budgeting habits with a unit on consumer skills and money management. Young spenders study the waste that occurs with school...
Practical Money Skills
Cars and Loans
Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance lesson.
Practical Money Skills
Buying a Home
Guide high schoolers through the process of buying a house with a simulation lesson. As pupils learn about mortgages, renting versus buying, and home inspections, they discuss ways to make informed financial decisions and sound purchases.
Curated OER
The Art of Budgeting
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present a...
Curated OER
Budgeting - The Basics, Part 1
Students investigate personal budgets and discuss how to make monetary decisions. They work in small groups to make money decisions for their classrooms or a playground, and present their decisions to the whole class.
NASA
Planning Time
Ever feel there's just not enough hours in the day? Young adults explore an important part of personal development using a group of activities. After comparing how they actually spend their time with how they would like to, scholars...
Curated OER
We're Spending Too Much Money
Young scholars discuss the reasons for having a budget. They create their own personal budget and explain how the bartering system can work for some items today.
Curated OER
Let the Campaign Begin
Learners differentiate between positive and negative personal attributes and select a fictional character for nomination who personifies the qualities of a good leader. They use the Internet to learn about the election process and write...
Curated OER
FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
Visa
Money Matters: Why It Pays to Be Financially Responsible
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
PwC Financial Literacy
Finanacial Responsibility and Decision Making: Personal Information and Identity Theft
Elementary schoolers look into the very real, and scary, practice of identity theft. They discover the main techniques used by people who steal other people's identity. Learners produce an identity theft tip sheet and share their tips...
Curated OER
Buying New Stuff
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson would be of great value to your learners. Things like bank checking account fees,...
Curated OER
Balancing a Budget
Students investigate money management. In this secondary mathematics instructional activity, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs. Students investigate...
Curated OER
Stretching Your Money with Coupons
Young scholars examine ways to extend their budget with coupons. In this budgeting instructional activity, students read information about using coupons at the given website. Young scholars make a list of 30-50 products they use in their...
Curated OER
Money Smart Choices
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
Curated OER
Money Comes and Goes
Students explore the concept of budgeting. In this family economics lesson, students track family sources of incomes as well as family expenses for 1 month. Students analyze the data they collect and discuss personal budgeting.
Curated OER
Calculating the Cost of Living
Bring Consumer Mathematics and Economics to life with this lesson, where learners investigate personal finance and budgeting. They use the newspaper’s classified section to determine a future job and potential earnings and determine a...
Workforce Solutions
Reality Check
Scholars complete the Reality Chech handout that identifies their potential salary given a specific profession. Pupils examine the lifestyle options and choose what they wish to have; however, each item costs money and, depending on how...
Curated OER
Comparing Plans
Good consumer practices such as price comparison can make or break a budget. Youngsters research five different cell phone carriers and the plans they offer. They compile their data and determine which plan offers the best value. They...