Practical Money Skills
Saving and Investing
Learn the difference between saving money and investing money, as well as the advantages and disadvantages of each. Kids review banking and personal finance terms before studying the different ways that people can reach their financial...
Curated OER
Buying New Stuff
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson would be of great value to your students. Things like bank checking account fees,...
PwC Financial Literacy
Planning and Money Management: Spending and Saving
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Practical Money Skills
Budgeting Your Money
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
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The Bernstein Bear's Trouble with Money: Financial and Academic Literacy
What do figures of speech have to do with financial literacy? Take an interdisciplinary look at The Berenstain Bears' Trouble with Money to find out. Young analysts read about the cubs' spendthrift ways and how Mama and Papa Bear teach...
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Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.
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Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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Money and Credit: Making Good Decisions
Students participate in activities that teach them how to manage money. For this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
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Managing Your Money
Students use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a lemonade...
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"Golden" Years?
The Golden Years? Upper graders may think retirement is a long way off, but in life everything is just around the corner. They consider what it means to retire and the current trend of parents working for their Students. They research...
National Security Agency
Money Maters: Integers are Integral!
A thoroughly-written lesson plan and a plethora of worksheets about integers comprise this resource. Neophyte number crunchers learn to recognize integers, add and subtract them, and apply the concepts to the designing of a personal...
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The Hundred Penny Box
Learners analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Money Smart Teens
Students plan positive goals for spending resources and understand why not to spend. In this financial planning lesson plan, students set up personal spending plans based on their resources and their long term plans. Students plan for...
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Why Save? Better Off Saving
Young scholars examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
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From the Mixed Up Files of Mrs. Basil E. Frankweiler
Students listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs. In this iincome and expenses lesson, students relate the adventures of the children in the book to a real life financial situation....
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A Gift for Mama
Learners read a novel about savings and complete activities to define short and long term saving goals. In this income and savings lesson, students read A Gift for Mama and answer discussion questions for it. Learners define the terms...
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Money Math
Students explore the use of money in daily life. Through activities and real-life simulations, students write and balance a checkbook, explore the importance of budgeting, saving, and expenses. Using spreadsheet technology, they examine...
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Income and Expenses
Students discuss income and expenses. For this lesson on money, students define income and expenses, after whith they keep track of their income and expense transactions on a basic ledger.
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Cutting Expenses
Learners explore budgeting. In this finance and math instructional activity, students brainstorm ways in which households could save money. Learners view websites that give cost reducing ideas. Students complete an expense comparison...
Practical Money Skills
Using Banking Services
Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.
SaveandInvest.org
Introduction to Earning Interest: Middle School
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
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How do You Stack Up? Revisited
Students estimate the thickness of coins. In this stack up lesson, students stack pennies, nickels, dimes and quarters. They calculate and record the thickness of each coin. Students stack coins and estimate the height of the stack.
Curated OER
Fighting Corrosion to Save an Ancient Greek Bronze
Study corrosion on bronze statues with a hands-on lesson. As pupils place a penny in water with salt, they observe the changes in the penny throughout a period of a week. They then analyze the pre-conservation and the post-conservation...
Breaking News English
More People to Stick to New Year's Resolutions
What makes a good New Year's resolution? Practice goal-setting and reading comprehension with a set of language arts activities. English learners work on cloze passages, synonym matches, interviewing exercises, and comprehension...