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Budgeting 101
Pupils identify various sources of income and discern between needs and wants as they also learn to create a personal budget. In this personal budget lesson, student understand financial scenarios as they relate to different ways...
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Eating on a Budget
Students are "given" $25.00 to spend at a restaurant. Using the Internet, they must "order" a complete 4 course meal while staying within their budget.
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Estimating Profit from a Job
Students create a budget. In this estimation and rounding lesson, students create a budget for a painting job. They must make sure that they come out with a profit.
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Cooking on a Budget
Students explain if they like expensive or less expensive brands. They choose and eat a complete meal and evaluate themselves on its cost, nutrition and taste.
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Japan's Economic Miracle
Students engage in a lesson that discusses the economy of Japan. They conduct research using budgets found on the internet. Then they have group discussions of how the government gets its money for spending.
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Redistributing Utah's Tax Resources: Burdens and Benefits
Students divide into three groups to investigate the use of community resources. The groups are given a budget and decide which services are most important by conducting discussions. They put the arguments for the spending in writing for...
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Raising Money for Government Services
High schoolers evaluate how money is raised to pay for government services. They describe why governments need revenue to provide goods and services. They create a list of government expenditures at the federal, state and local levels....
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Paying for Government Services
Students identify major sources of revenue for government spending and identify the type of tax that makes up the largest percentage of the federal budget. They are introduced to the major services provided by local, state and national...
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Integrated Resource Management
Students identify and analyze the concept of integrated resource management. Then they identify the importance of computers in manufacturing management. Students also identify and define the meaning of acronyms such as CAD, CAM, CIM,...
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Managing Your Energy Budget
Students experience an inequitable resource distribution and electronically calculate their own Ecological Footprint. The assess their resource use and learn more about sustainable living strategies in a video tour by Penn State...
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Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
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Food Needs, Food Wants
Students explore wants and needs. In this family budgeting lesson, students play the Food Money game to help them distinguish between food wants and needs. Students discuss their impressions of the game and food budgets.
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Money Management
Students explore money management skills and economics thru a creative project where students earn "money" for their assigned "jobs." They keep track of their income and expenses in a transaction record and explore the Excel money...
PBS
Could You Start a Business?
High schoolers learn how a business starts and finds financial independence. For this lesson, students learn the struggle of financial management, the costs of running a business and how to keep a budget.
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Spend, Save or Donate
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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Needs and Wants
Learners examine the difference between psychological needs and wants to control spending.
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Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.
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Spending Spree
Students collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction to...
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Stone Fox and Economics
Pupils read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...
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Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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PAY CREDIT WHEN CREDIT IS DUE
Students learn about credit cards and scores and how to and not to use them. In this financial concept lesson, students are given hypothetical scenarios where they are able to apply learning's to given situations as they figure rates,...
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Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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Saving Makes Cents
Students identify ways families save money. For this financial lesson, students read the book A Chair for My Mother and discuss ways to save money. Students identify coin values and practice counting money.
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Checks and Balances
Students discuss elements of financial planning. In this personal finance lesson plan, students practice filling out personal banking information. Students conduct research using the Internet and a PowerPoint presentation to...