Federal Reserve Bank
Bunny Money
Teach your class about saving, spending, and goal setting with a story about a couple of bunnies who went shopping and related activities. Learners keep track of the bunnies' spending, practice identifying long- and short-term savings...
Visa
Savvy Spending: Sharpening Money Decisions
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource...
Curated OER
Inflation and Money
Students examine the relationship between inflation and money. Defining key terms, they define money in terms of its functions and give examples of money. They discover what happens when inflation occurs unexpectedly. They also examine...
Visa
Kindness Counts: Understanding Charitable Giving
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both...
iCivics
Government Spending
After discussing personal financing with your class, consider following up with this well-rounded introduction to government spending. The resource includes reading documents and worksheets, and covers topics as the federal deficit and...
Practical Money Skills
Protecting Your Money
How can you tell if a commercial or salesperson is being misleading? Encourage your learners to protect themselves and their money with a lesson about consumer rights. They review laws that keep consumers safe from faulty claims and...
Curated OER
Money and Credit: Making Good Decisions
Learners participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
Curated OER
Making Good Money Choices
Students determine how to spend donated money. In this money choices lesson plan, students explore the needs of the community. They determine the best use of donated funds for a good cause or charity. Students play a bingo game to...
Federal Reserve Bank
The Case of the Shrunken Allowance
An allowance is an important thing! Make sure your kids know how to save and spend their own money. Using the book The Case of the Shrunken Allowance as a starting point, this plan covers income, spending and saving, counting, and more.
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Federal Reserve Bank
Sheep in a Shop
What do you think sheep might be able to barter when they don't have quite enough to buy a gift? Your pupils can find out this and much more during this lesson about Sheep in a Shop, spending, saving, and bartering.
Curated OER
Money, Money, Honey Bunny!
Students determine the differences between goods and services, and saving and spending. In this economics lesson, students listen to a rhyming story about a bunny with money. They play a matching game with the associated cards and work...
Federal Reserve Bank
Keep the Currency
Each day, people throw currency away in different ways because of a lack of financial knowledge. Introduce your learners to the importance of financial literacy and assess their understanding of banking and personal finance.
Curated OER
Living Below Our Means
Common-sense strategies that can help teachers achieve financial security through frugality.
Curated OER
Spending
Students participate in a lesson that illustrates the concept of spending and how it effects the economy. Technology is integrated in this study with the use of a computer simulation of a pinball game that shows how fast money can be spent.
Visa
Money Matters: Why It Pays to Be Financially Responsible
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
Curated OER
Who Wants to Spend $20,000?
Who wouldn't want $20,000 to spend? But, the question becomes, what do you spend it on? Learners discuss loans, interest, and making adult-like financial decisions. They role-play a scenario that depicts the choices of a girl who took...
US Department of Commerce
Featured Activity: Exploring Questions for the 2020 Census
Just what is the census for? Using data and census questions, class members explore how officials gather information. Then, they consider how the government uses the answers to determine how it spends its money with a collaborative...
Curated OER
Why Don't I Ever Have Any Money?
Students keep a journal on their current spending habits. In groups, they develop guidelines for a family to follow given a specific amount of take home pay. They role play various scenerios to see what can be done with a given amount...
Curated OER
Making Good Money Choices
Students identify the needs of their community. In this communities lesson, students use a decision-making model worksheet to determine what community service project they should donate to. Students count the money they have to donate...
Curated OER
What to Do with a $20 Bill Besides Spend It
Students explore the concept of anti-counterfeiting measure. In this economics instructional activity, students use science equipment to discover anti-counterfeiting designs. Students then explore other denominations of...
Curated OER
Money and Business (Art)
Third graders investigate world currency by creating their own coin art. In this government lesson, 3rd graders examine the characteristics of different coins and create their own design for a new one. Students discuss and...
Federal Reserve Bank
Less Than Zero
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Federal Reserve Bank
The Pickle Patch Bathtub
What do your pupils want to save up their money for? Based around the book The Pickle Patch Bathtub, this lesson covers opportunity cost, saving, and spending. Learners participate in a discussion and practice making their own...