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Good Debt -- Bad Debt

For Teachers 6th - 8th
Students examine the difference between good debt and bad debt. They participate in online games to help a character decide how to wisely spend their money. They answer questions to complete the instructional activity.
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Budgeting - The Basics, Part 1

For Teachers K - 8th
Students investigate personal budgets and discuss how to make monetary decisions. They work in small groups to make money decisions for their classrooms or a playground, and present their decisions to the whole class.
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Buying Power

For Teachers 6th - 9th
Students use a magazine article/picture to explain consumer spending and discuss the key elements that influence consumer spending.
Worksheet
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Designing a Theme Park on a Budget

For Students 5th - 6th
In this math learning exercise, student use problem solving skills to plan and design a futuristic theme park on a budget. Students draw the park on graph paper and set prices for admission and budget for all ongoing costs. This page is...
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The Euro: Classroom Exercises – Exchange Students Going to Europe

For Teachers 9th - 12th
Young scholars explore ever-changing exchange rates. In this euro/dollar exchange rate lesson plan, students plan a trip to Europe and calculate their costs in euros and dollars.
Worksheet
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Fifty Cents: Half Dollar

For Students 4th - 5th
In this money learning exercise, students determine amounts of money that are represented by the half dollars that are pictured in 3 examples. They add and subtract in 2 questions using pictures of fifty cent pieces and answer 3 multiple...
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Southeast Asia And Globalization

For Teachers 9th - 12th
Students investigate the area of Southeast Asia and how its economy has become the power that it is today. The concepts related to being a consumer are discussed. They go over how globalization has been introduced into Asia and helped...
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We're Spending Too Much Money

For Teachers 9th - 12th
Learners discuss the reasons for having a budget. They create their own personal budget and explain how the bartering system can work for some items today.
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Invest In Yourself

For Teachers 7th - 12th
Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson, students apply their knowledge of finance components and create their own web based plan...
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From the Mixed Up Files of Mrs. Basil E. Frankweiler

For Teachers 3rd - 7th
Students listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs.  In this iincome and expenses lesson, students relate the adventures of the children in the book to a real life financial...
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Budgeting Your Financial Resources (The Mint)

For Teachers 7th - 12th
Students plan and maintain balanced budgets.
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Investing Money

For Teachers 6th
Sixth graders participate in an simulated investment activity. They examine the purpose of different types of investments before they predict which will be the most successful. Finally, they simulate investing $1,000 in stocks, $1,000 in...
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Three for the Money: The Degree/Diameter Problem

For Teachers 9th - 12th
Students explore the degree, diameter, planarity, and size of graphs.  In this degree, diameter, planarity, and size of graphs lesson, students try to construct a graph with more than 12 vertices that satisfy all other...
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Do You Like to Spend or Save?

For Teachers 1st - 2nd
Students, after briefly discussing spending and saving habits, take a poll to see how their peers like to manage money. Then students graph their findings and discuss the survey results.
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Managing Your Money

For Teachers 3rd - 12th
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
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Spending Public Money

For Teachers 9th - 12th
Pupils work in small groups. They imagine that they are the council committee. Students choose from a list of projects to be funded. They have one hundred thousand dollars to spend and they have to spend the money on a project that...
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Funny Money

For Teachers 11th - 12th
Students are rewarded for attendance. In this school-wide rewards lesson, students earn "dollars" for attendance and being in class on time. Students use those dollars to bid on everyday items of their choice.
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Selling, Spending, or Saving

For Teachers 8th - 12th
Students examine and discuss vocabulary dealing with finances. They write and develop commercials promoting savings practices and spending habits that incorporate emotional appeals.
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Savings and Consumption

For Teachers 9th - Higher Ed
Students engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The lesson plan helps students to create a working budget according...
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Going Camping

For Teachers 6th - 8th
Students explore the concept of budgeting. In this budgeting instructional activity, students pretend to have $120 to spend on camping gear for a camping trip. Students decide which items are absolutely necessary. Students calculate the...
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The Leaves in October

For Teachers 3rd - 5th
Students determine whether or not to save or spend and defend a decision.  In this personal finance lesson plan, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls...
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Bright Ideas for Bringing up Smart Savers

For Teachers 9th - 12th
Students explore the concept of saving money. In this saving money lesson, students read an article about saving money. Students discuss ways to save money and what makes it difficult to save money. Students compare prices of products.
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My Bank, My Budget, My Decisions!

For Teachers 3rd - 5th
Students build a budget. In this philanthropy instructional activity, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
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Shopping at The Classroom Store

For Teachers 1st
First graders participate in a simulation where they purchase items from a store. They choose items to purchase, total the amount on a calculator, and gather the exact change to make their purchase.

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