Lesson Plan
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Bright Ideas for Bringing up Smart Savers

For Teachers 9th - 12th
Students explore the concept of saving money. In this saving money lesson plan, students read an article about saving money. Students discuss ways to save money and what makes it difficult to save money. Students compare prices of products.
Lesson Plan
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Do You Like to Spend or Save?

For Teachers 1st - 2nd
Learners, after briefly discussing spending and saving habits, take a poll to see how their peers like to manage money. Then students graph their findings and discuss the survey results.
Lesson Plan
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Using My Money Wisely

For Teachers 6th - 8th
Students discuss the costs and benefits of spending and saving their money. They identify a decision-making process to money decisions. They also examine their opportunity costs.
Lesson Plan
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Meet Molly An American Girl

For Teachers 4th - 5th
Students examine concepts of personal finance. In this personal finance instructional activity, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial...
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Why Do People Save?

For Teachers 6th - 8th
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
Lesson Plan
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Currency and Exchange Rates

For Teachers 5th
Fifth graders share the book, "The Story of Money" and discuss the uses of money, bartering, trade and the history of money. Students discuss various ways of spending: cash, check, debit/credit cards and review the check writing process....
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Managing My Money

For Teachers 2nd
Second graders use The Berenstain Bears' to learn about money management. In this money management lesson plan, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss...
Lesson Plan
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Budget Mania

For Teachers 7th - 12th
Students examine several examples of budgets to develop a facility with the components of its formation. Income, expenses, and expenditures are considered and itemized for this lesson.
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2
Federal Reserve Bank

Income Taxes

For Students 9th - 12th Standards
Most adults dread April 15 — tax day! Tax preparation can be intimidating even for adults. Build confidence by leading individuals through the process and then give them a scenario to practice. The exercise uses tax vocabulary to give...
Lesson Plan
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Why Save? Better Off Saving

For Teachers 6th - 8th
Students examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
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Invest In Yourself

For Teachers 7th - 12th
Students learn about budgeting, saving, dept, financial management, opportunity cost, and self-regulation. In this financial management lesson, students apply their knowledge of finance components and create their own web based plan...
Lesson Plan
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Learning to Spend, Learning to Give

For Teachers 6th - 8th
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
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Money and Business

For Teachers 3rd
Third graders use play money to complete tasks that allow them to see if the budget they came up with works. In this budget lesson plan, 3rd graders create their own budget and test it out with the play money.
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Money Smart Teens

For Teachers 6th - 8th
Young scholars plan positive goals for spending resources and understand why not to spend. In this financial planning lesson plan, students set up personal spending plans based on their resources and their long term plans. Young scholars...
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There's No Business Like Bank Business

For Teachers 3rd - 5th
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
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Making Good Money Choices

For Teachers 3rd - 5th
Students identify the needs of their community. In this communities activity, students use a decision-making model worksheet to determine what community service project they should donate to. Students count the money they have to donate...
Lesson Plan
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From the Mixed Up Files of Mrs. Basil E. Frankweiler

For Teachers 3rd - 7th
Learners listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs.  In this iincome and expenses lesson, students relate the adventures of the children in the book to a real life financial...
Lesson Plan
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Learning to Spend, Learning to Give

For Teachers 6th - 8th
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
Lesson Plan
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Recession Lesson: The Silver Lining of the Economic Downturn

For Teachers 6th - 8th
Students discuss money and interest.  For this discussing money and interest lesson, students discuss positives of an economic recession.  Students discuss how savings rates have increased over time and the general attitude...
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Managing Your Money

For Teachers 3rd - 12th
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
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1
Virginia Department of Education

Practical Problems Involving Decimals

For Teachers 5th - 7th Standards
After discussing decimals and "going shopping" in the classroom, young mathematicians are given four practical word problems that require them to estimate their answers, given specific information. The highlight of the lesson is...
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1
Breaking News English

More People to Stick to New Year's Resolutions

For Teachers 4th - 8th
What makes a good New Year's resolution? Practice goal-setting and reading comprehension with a set of language arts activities. English learners work on cloze passages, synonym matches, interviewing exercises, and...
Lesson Plan
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I'm in the Money - Practical Money Skills

For Teachers 3rd - 6th
Young scholars make a budget and utilize math skills to keep a record of what they spend. They use technology and spreadsheets to help them keep track of their money.
Lesson Plan
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Money Management

For Teachers 3rd - 4th
Students role play buying and selling items. In this economics lesson, students are given play money with which to purchase items, as well as value their own items for others to buy. Each student in the group works together to decide...

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