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Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.
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FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
Federal Reserve Bank
Savvy Savers
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal...
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Saving Makes Cents
Young scholars identify ways families save money. In this financial lesson, students read the book A Chair for My Mother and discuss ways to save money. Young scholars identify coin values and practice counting money.
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After 6 Months of Financial Dieting
Explore the concept of financial planning by reading an article about 5 families and their plans to save money. Students discuss the progress each family made financially after three months, and then make their own financial plan.
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Why We Save
Learners discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Learners choose a character from the story and write about a financial decision they had to make.
PricewaterhouseCoopers
Credit and Debt: Decisions, Decisions...
Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they...
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Less Than Zero
Students keep track of money. In this money management instructional activity, students read Less Than Zero by Stuart J. Murphy and manipulate a number line to keep track of spending and borrowing in the story.
Federal Reserve Bank
Sheep in a Shop
What do you think sheep might be able to barter when they don't have quite enough to buy a gift? Your pupils can find out this and much more during this lesson about Sheep in a Shop, spending, saving, and bartering.
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Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
Federal Reserve Bank
The Pickle Patch Bathtub
What do your pupils want to save up their money for? Based around the book The Pickle Patch Bathtub, this lesson covers opportunity cost, saving, and spending. Learners participate in a discussion and practice making their own...
Visa
The Tools to Build Your Financial Dream
When it comes to all the ways money management and financial responsibility weave into our daily lives as adults, make sure students are prepared to locate resources for managing their finances, such as a financial advisor.
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Having a Savings Plan
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...
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Making Money Work For You
Learners differentiate between saving and investing money. In this algebra instructional activity, students compare different investment options, recognizing the risks and rewards of investing and integrate investing into their financial...
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Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
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Inflation and Money
Students examine the relationship between inflation and money. Defining key terms, they define money in terms of its functions and give examples of money. They discover what happens when inflation occurs unexpectedly. They also examine...
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Money Counts
Fourth graders identify bills and coins to $20 bills and make equivalencies. They organize bills and coins in groups from greatest to least and least to greatest. Students count out change.
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Money Vocabulary
Explore the monetary system by completing worksheets in class. Learners will identify the monetary units of England and collaborate in groups to solve money word problems. They also identify several money-related vocabulary terms before...
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Money, Money, Honey Bunny!
Students determine the differences between goods and services, and saving and spending. In this economics lesson, students listen to a rhyming story about a bunny with money. They play a matching game with the associated cards and work...
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Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Ten Money Word Problems
Play with money! There are 10 word problems given; can your learners count the money in each and provide the correct answer? If possible, consider providing change for each learner to physically work out the answer.
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Income and Expenses
Learners discuss income and expenses. For this lesson on money, students define income and expenses, after whith they keep track of their income and expense transactions on a basic ledger.
Council for Economic Education
Timing Is Everything
Students discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
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Tarantula Shoes
Students read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions throughout the...