Curated OER
Comics for the Classroom: Addicted to Spending
Political comics can be a great way to get kids thinking critically about current political topics. They assess this cartoon and analyze how the cartoonist feels about US spending policy. There are three solid critical analysis...
Council for Economic Education
Government Spending: Why Do We Spend the Way We Do?
Students examine the categories for federal spending using the internet to locate them. They create a list of expenditures noting them as government purchases or transfer payments. They analyze the patterns of spending during the past 40...
iCivics
Government Spending
After discussing personal financing with your class, consider following up with this well-rounded introduction to government spending. The resource includes reading documents and worksheets, and covers topics as the federal deficit and...
Curated OER
Government Spending - Earmarks
In this government spending - earmarks instructional activity, students research this topic (there are many links listed), examine the issue, write a letter to their congressional representative or a local newspaper, make a...
Visa
Savvy Spending: Sharpening Money Decisions
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource...
Curated OER
Student Opinion: Do You Spend Too Much Time on Smart Phones Playing 'Stupid Games'?
This versatile resource from The New York Times website provides a short opinion piece on smart phones and the amount of time we spend playing games on them as well as several possible writing prompts pupils could consider in response to...
Curated OER
Understanding the Debt Ceiling Debate and the Budget Control Act of 2011
Upper graders listen to a podcast on the EconTalk website featuring economist Keith Hennessey. The podcast focuses on the Budget Control Act of 2011, the national debt, and government spending. They read specifics about the BCA, then...
Curated OER
Conflicted Feelings About Government Benefits
Government spending on social programs in the US is a big topic. It is also the current event kids will read about as they delve into this issue of the New York Times. They'll read the article, then answer seven comprehension questions....
Curated OER
Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Curated OER
Who Wants to Spend $20,000?
Who wouldn't want $20,000 to spend? But, the question becomes, what do you spend it on? Learners discuss loans, interest, and making adult-like financial decisions. They role-play a scenario that depicts the choices of a girl who took...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Curated OER
Spending
Students participate in a lesson that illustrates the concept of spending and how it effects the economy. Technology is integrated in this study with the use of a computer simulation of a pinball game that shows how fast money can be spent.
Curated OER
Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
Visa
Kindness Counts: Understanding Charitable Giving
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both...
Curated OER
Meet Molly An American Girl
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
Curated OER
Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
Curated OER
Having a Savings Plan
Learners discover the importance of saving and spending. In this finance lesson plan, students read the book Kermit the Hermit and discuss the differences between needs and wants. The learners complete worksheets concerning money in...
Curated OER
Americans Spending at Record Rates
In this Americans spending at record rates worksheet, 8th graders read or listen to an article, discuss money topics, answer 8 true or false, match 10 synonyms, and 10 phrases, fill in 16 blanks, answer 6 short answer questions, discuss,...
Federal Reserve Bank
The Case of the Shrunken Allowance
An allowance is an important thing! Make sure your kids know how to save and spend their own money. Using the book The Case of the Shrunken Allowance as a starting point, this plan covers income, spending and saving, counting, and more.
Federal Reserve Bank
Government Spending and Taxes
What types of government programs are designed to improve economic inequity in the United States? Introduce your learners to government programs, such as low-income housing, Social Security, and Medicaid, how they work to improve...
Federal Reserve Bank
Bunny Money
Teach your class about saving, spending, and goal setting with a story about a couple of bunnies who went shopping and related activities. Learners keep track of the bunnies' spending, practice identifying long- and short-term savings...
Curated OER
Family Money Matters: Exploring the World of Economics
Pupils become familiar with vocabulary related to spending money. In this economics lesson, students participate in activities to learn about spending money and budgets.
Curated OER
Spending=Q X P Module
Students view a series of of short animated modules to relate the total spending in the economy to production and prices. They use this information to simulate the economy of a town called Spendsville. In the simulation, they apply the...
Curated OER
Thinking About Shopping and Spending
Pupils list and discuss recent commercials they have viewed. They identify advantages and disadvantages of the advertised items, and write about the effects of advertising, planned spending and spontaneous spending.
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