iCivics
Government Spending
After discussing personal financing with your class, consider following up with this well-rounded introduction to government spending. The resource includes reading documents and worksheets, and covers topics as the federal deficit and...
Visa
Savvy Spending: Sharpening Money Decisions
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource...
Visa
Kindness Counts: Understanding Charitable Giving
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both...
Curated OER
Conflicted Feelings About Government Benefits
Government spending on social programs in the US is a big topic. It is also the current event kids will read about as they delve into this issue of the New York Times. They'll read the article, then answer seven comprehension questions....
K12 Reader
I Have a Dream… Personal Narrative: Writing About Your Dream for the World.
How do your pupils want to change the world? Find out with this writing prompt, inspired by Dr. Martin Luther King, Jr.'s well-known speech. The resource provides the prompt and lines for writing.
Curated OER
Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Curated OER
Reading: Personality-Type Questionnaire
In this reading and answering a questionnaire worksheet, students read about types of personalities and write personal answers to a personality quiz. Students answer 10 yes or no questions.
Curated OER
Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
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Money Smart Teens
Students plan positive goals for spending resources and understand why not to spend. In this financial planning lesson, students set up personal spending plans based on their resources and their long term plans. Students plan for...
Curated OER
A Day in the Life of a Homeless Person
Learners examine the day in the life of a homeless person. In this humanitarian lesson, students examine the life of a homeless person while discovering the importance of social justice in our society.
Curated OER
Current Event Report
Make sure your class spends some time paying attention to the news by asking individuals to report on a current event. Using this sheet, pupils write down the title, source, and date before composing a brief summary and a personal...
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Budget Making
After analyzing a pie graph of national spending, high schoolers express their opinions on priorities for national spending. They create a new bar graph and mail it to their congressional representative with recommendations about needed...
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Day in the Life of a Homeless Person
Students examine a day from the point of view of a homeless person. They listen to and discuss two stories, identify ways to help homeless people, watch a Reading Rainbow video, and write an essay.
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4-H Leadership & Personal Development Activity Page
In order to create a classroom full of active participants, students need to feel that they are part of the decision-making process. Using this 15 question activity, learners can explore the importance of developing leadership skills.
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Micro Economics - Personal Budgeting
High schoolers explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
Federal Reserve Bank
Choices Are Everywhere: Why Can’t We Just Have It All?
Here is a resource covering a range of terms and concepts regarding scarcity, opportunity cost, and government debt in economics.
Federal Reserve Bank
Less Than Zero
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Curated OER
Marriage and Financial Goals, Budgeting Strategies
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Curated OER
Spend, Save or Donate
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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Budgets: The Cost of Running a Planet
Students develop a personal and planetary budget. They explore the "Spending Central" section of the ING website, discuss why we keep personal budgets, and in small groups complete a worksheet in which they create a budget for the planet.
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Economics: Supply, Demand & Personal Finance
In this Economics/Personal financial literacy worksheet, students use USA Today to find article, photos, charts, or graphics related to events that are affecting the prices of different products and services. Students answer...
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Spend, Save, Invest or Donate (9-12)
Students explore the concept of personal finance. In this philanthropy instructional activity, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits,...
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Debt: Who Does it Affect?
Debt is a topic that affects everybody: the community, the nation, and the entire globe. Kids take charge of debt by designing a project that informs those in their community about good financial choices, keeps personal debt low, and...
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We're Spending Too Much Money
Learners discuss the reasons for having a budget. They create their own personal budget and explain how the bartering system can work for some items today.